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2645 Waters Edge Dr, Columbiana, OH, 44408

5beds
5baths
5,176sqft
$950,000
$184price/sqft
$6,829/moest. monthly cost
$273,160/yrincome needed

About This Home

Absolutely phenomenal five-bedroom, four-and-a-half-bath home overlooking the breathtaking Pine Lake Reserve. The main level showcases a massive open-concept great room with soaring cathedral ceilings, seamlessly flowing into the eat-in kitchen. This stunning space features a large center island, breakfast area, quartz countertops, upgraded stainless steel appliances, and a spacious pantry—perfect for both everyday living and entertaining. A convenient half bath and generously sized laundry room complete the first floor. The luxurious master suite offers a wall of windows facing the lake view with private access to the covered back deck, which is also accessible from the great room. The en-suite bath includes a linen closet, expansive walk-in closet with custom built-ins, soaking tub, floor-to-ceiling tiled walk-in shower with dual shower heads, double vanity with marble countertops, and a private water closet. Two additional bedrooms and a full bath round out the main level. The fully finished lower level provides exceptional additional living space, featuring two large bedrooms and two full baths. One bedroom is an expansive suite with a massive walk-in closet and scenic lake views, along with a beautifully appointed bath offering a large walk-in tiled shower and double sinks. The fifth bedroom, currently used as an exercise room, includes its own private bath with a floor-to-ceiling tiled shower. A spacious family room with sliding glass doors leads to the covered patio, complete with a full second kitchen—ideal for entertaining or multi-generational living. This home offers luxury, space, and incredible views in one truly remarkable setting.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

9/10
7/10
8/10
South Range High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom

  • Level: First

Bedroom

  • Level: Lower

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Exercise Room

  • Level: Lower

Family Room

  • Level: Lower

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 2,588
  • Finished area above ground: 2,588

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,176
  • Total interior livable area: 5,176 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Lower

Laundry

  • Level: First

Office

  • Level: Lower

Property

Details

  • Parcel number: 050220005.280
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$442$5,304
Property Taxes $1,029$12,348
Electricity $555$6,661
Total$6,829$81,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,137/yr
40% on housing$204,870/yr
45% on housing$182,106/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 44408$175
Mahoning County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 44408$165
Mahoning County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$1,100,000

For Sale by Agent

AgentHolly Ritchie
BrokerageKeller Williams Chervenic Rlty

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