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15 Pearl Ave E, Providence, RI, 02905

4beds
2baths
1,884sqft
$605,000
$321price/sqft
$4,401/moest. monthly cost
$176,040/yrincome needed

About This Home

Beautifully updated Colonial in the heart of Rumford offering 4 bedrooms and 1.5 baths. This move-in-ready home blends timeless character with modern updates, featuring hardwood floors, high ceilings, abundant natural light, and many original details. The renovated kitchen boasts soft-close shaker cabinets, quartz countertops, a center island, stainless steel appliances, pot filler, wine cooler, under-cabinet lighting, custom tile flooring, and a designer backsplash. The updated full bath features a double vanity, subway tile surround and stylish finishes, while the newly added first-floor half bath adds everyday convenience. Additional highlights include new windows, fresh interior and exterior paint, a detached one-car garage, private backyard, spacious basement, and walk-up attic for extra storage. Ideally located near the golf course, parks, shopping, dining and major highways.

Getting Around

70
WalkingSomewhat Walkable
38
TransitSome Transit
69
BikeBikeable

Schools

5/10
Edgewood Highland SchoolGrades PK-50.6 mi
6/10
Park View Middle SchoolGrades 6-80.6 mi
3/10
Cranston High School EastGrades 9-121.7 mi

Construction

Condition

  • Year built: 1896

Materials

  • Foundation: Unknown
  • Construction materials: Plaster,Shingles

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Bedroom1

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Bedroom2

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Bedroom3

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Bedroom4

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Features

  • Wall (Plaster),Stairs,Plumbing (Mixed),Ceiling Fan(s)
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: None
  • Attic: Attic Stairs, Attic Storage
  • Finished area below ground: 0
  • Finished area above ground: 1,884

Heating & Cooling

  • Heating features: Natural Gas,Steam
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,884
  • Total interior livable area: 1,884 sqft

Kitchen

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Living Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Property

Features

  • Patio & porch: Porch
  • Fencing: Fenced

Lot

  • Lot size: 5,039 sqft

Parking

  • Total spaces: 5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,059$36,708
Home Insurance *$354$4,248
Property Taxes $599$7,188
Electricity $389$4,675
Total$4,401$52,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,891/yr
40% on housing$132,030/yr
45% on housing$117,360/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 02905$243
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02905$239
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$605,000
2026-08-10Listed for sale$605,000
2024-04-01Sold$355,000
2024-02-21Sold$295,000
2023-12-29Pending sale$295,000

For Sale by Agent

AgentSusan Lamendola
BrokerageBHHS Commonwealth Real Estate

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