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197 1st St, Montello, NV, 89830

2beds
1baths
960sqft
$90,000
$94price/sqft
$1,058/moest. monthly cost
$42,320/yrincome needed

About This Home

Discover the possibilities with this charming single-story home in Montello! 2 bedrooms, 1 bathroom, and 960 square feet, the impressive 14-foot ceilings make the home feel open and spacious. Cabinets extend high toward the ceiling, offering abundant storage. The combined bathroom-laundry room has been updated with new flooring, vanity and sink. Additional features include a cellar, storage shed, and a 330-square-foot barn/shop with power and heat. Enjoy beautiful views of the surrounding valley and mountains, plus pear trees that typically produce fruit in August. This property could be used as a primary home, hunting cabin, seasonal retreat, or Airbnb. Beds, washer, dryer, freezer, refrigerator, microwave, TV, and kitchen roll cart are included in the sale.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
4/10
West Wendover High SchoolGrades 9-1237.1 mi

Construction

Condition

  • Year built: 1932

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Freezer,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Fireplace,Window Treatments
  • Window features: Window Coverings
  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Coal,Electric,Fireplace(s),Wood
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 010580030
  • Zoning description: R-1

Features

  • Patio & porch: Covered,Patio
  • Exterior features: Covered Patio,Fully Fenced,Lighting,Mature Trees/Landscape,Storage
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 0.30 Acres
  • Features: Drip Irrigation/Bubblers,Sprinklers Manual

Parking

  • Parking features: Heated Garage,Shelves

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Earthquake
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Nevada Counties

Fire
Flood
Mud Landslide
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance $225$2,700
Property Taxes $186$2,232
Electricity $192$2,306
Total$1,058$12,696

Income You'd Need if You Spent...

35% on housing$36,274/yr
40% on housing$31,740/yr
45% on housing$28,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: -1.2%
-1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 89830
Elko County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 89830$56
Elko County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$90,000
2026-07-30Listed for sale$90,000
2022-02-14Sold$50,000

For Sale by Agent

AgentRenee Colby
BrokerageTrinity Realty

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