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31026 Albion Ridge L Rd, Albion, CA, 95410

2beds
2baths
2,377sqft
$1,125,000
$473price/sqft
$7,303/moest. monthly cost
$292,120/yrincome needed

About This Home

Secluded Mendocino Coastal Retreat Near Highway 1. Conveniently located minutes from Highway 1 and the charming, historic town of Mendocino, this private, elegant residence blends practical luxury with coastal serenity. Built in 2002, but feels like new! A permitted ADU sits at the heart of the property, offering sophisticated income potential or a private guest suite, each with its own power and propane meters to preserve the main residence's unobstructed views. The main home itself is designed for seamless indoor-outdoor living, with a wraparound redwood deck flowing to a flagstone patio crowned by a tasteful fire pit and shaded by towering coastal redwoods for serene privacy.A four-car detached garage provides ample storage, versatile workspace, and generous parking options. With five roll-up doors, a sleeping loft, built-in office area, and additional space for hobbies or entertaining, it's ideal for a home workshop, collector cars, or multi-use living.A gated entrance with extensive gravel parking enhances privacy and convenience, including generous room for RVs and trailers. The Albion redwoods frame a mature orchard and thoughtfully finished interiors, while climate control is reliable with a Fujitsu mini-split system and a propane/electric Runtal heater to balance comfort on cooler nights. Two robust wells supply ample water for the residence and irrigation, supporting a thriving garden and plantings.This Mendocino Coast gem blends practical features with timeless beauty, offering luxury, comfort, and seclusion in a coastal, tranquil setting.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Mendocino K-8Grades K-87.6 mi
9/10
Mendocino High SchoolGrades 9-127.9 mi
--
Albion Elementary SchoolGrades K-30.5 mi

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Water Heater,Water Heater
  • Laundry features: Laundry Room

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,Open Floorplan,Pantry,Stone Counters,Recessed Lighting,All Bedrooms Up,Primary Suite
  • Flooring: Carpet,Stone,Wood
  • Fireplace features: Free Standing,Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Fireplace(s),Propane
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,377 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 1231201600
  • Zoning: UR20
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Open,Patio,Stone,Terrace
  • Spa features: None
  • Fencing: Good Condition
  • Has view: Yes
  • View description: Meadow,Mountain(s),Orchard,Panoramic,Trees/Woods

Lot

  • Lot size: 9.35 Acres
  • Features: Drip Irrigation/Bubblers,Garden,Greenbelt,Sprinklers In Rear,Sprinklers Timer,Sprinklers On Side

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Wildfire
Inland Flooding
Landslide

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$478$5,736
Property Taxes $628$7,536
Electricity $509$6,116
Total$7,303$87,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$250,388/yr
40% on housing$219,090/yr
45% on housing$194,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$473This listing

vs Other Active Listings

Avg $/sqft

ZIP 95410$578
Mendocino County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 95410$444
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Price change$1,125,000
2025-11-25Price change$1,175,000
2024-10-02Listed for sale$1,200,000
2024-06-21Listing removed--
2024-06-15Listed for sale$1,200,000

For Sale by Agent

AgentThomas Allman
BrokeragePamela Hudson Real Estate

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