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1020 E Harnett St, Dunn, NC, 28334

2beds
2baths
1,075sqft
$220,000
$205price/sqft
$1,541/moest. monthly cost
$61,640/yrincome needed

About This Home

Welcome to 1020 E Harnett Street in Dunn, a beautifully maintained 2-bedroom, 2-bath home offering modern finishes, an open-concept layout, and low-maintenance living. Designed with functionality and comfort in mind, this home features a desirable dual primary suite layout, with each bedroom having direct access to its own full bathroom. Inside, you'll find durable Luxury Vinyl Tile flooring throughout, spacious living and dining areas, and a bright kitchen complete with granite countertops, stainless steel appliances, and ample cabinet space. The thoughtful layout, 9-foot ceilings, and Craftsman-style trim create a clean and inviting atmosphere throughout the home. The backyard offers plenty of open space to enjoy, whether relaxing outdoors or entertaining guests. Conveniently located near shopping, dining, and major roadways, this move-in ready home is perfect for first-time buyers, downsizers, or investors alike. Appliances conveying include the refrigerator, microwave, dishwasher, and range. Washer and dryer do not convey. The storage shed located on the property does not convey and will be removed by the seller prior to closing.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

2/10
Dunn ElementaryGrades PK-51.3 mi
7/10
Dunn MiddleGrades 6-82.3 mi
4/10
Triton HighGrades 9-124.5 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2024

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Dishwasher,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,In Unit

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air,Electric

Features

  • Eat-in Kitchen,Granite Counters,Kitchen Island,Primary Downstairs,Walk-In Closet(s)
  • Flooring: Luxury Vinyl Plank

Interior Area

  • Total interior livable area: 1,075 sqft

Property

Details

  • Parcel number: 02151608060008 02
  • Special condition: None
  • Exclusions: Washer and dryer

Features

  • Patio & porch: Covered,Patio
  • Topography of land: Cleared,Level
  • Living area range: 1001-1100

Lot

  • Lot size: 7,405 sqft
  • Features: < 1/4 Acre,Cleared,Level

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$105$1,260
Property Taxes $124$1,488
Electricity $200$2,405
Total$1,541$18,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,834/yr
40% on housing$46,230/yr
45% on housing$41,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 28334$117
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 28334
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Price change$220,000
2026-06-13Price change$225,000
2026-06-08Listed for sale$230,000
2025-01-08Sold$210,000
2024-12-23Pending sale$210,000
2024-11-13Price change$210,000
2024-10-24Listed for sale$220,000
2024-10-05Listing removed$220,000
2024-07-17Price change$225,000
2024-06-15Listed for sale$230,000

For Sale by Agent

AgentJOAQUIN CRUZ
BrokerageONNIT REALTY GROUP

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