715 W Garfield St, Clarinda, IA, 51632
About This Home
Built in 2023, this beautiful two-story home offers modern construction on a rare just over 1-acre park-like lot within the city limits and just minutes from the school. The main floor features a spacious living room, formal dining room, well-appointed kitchen with premium stainless steel appliances, butcher block countertops, and travertine tile, plus a primary suite with a walk-in closet and private bath. A convenient half bath completes the main level. The second floor offers four additional bedrooms, a full bathroom, and a laundry room for added convenience. This all-electric home is equipped with a cutting-edge 4-ton cold climate heat pump with four-zone climate control for year-round comfort and energy efficiency. Outside, you'll enjoy the peaceful setting with over 30 apple trees in the orchard, an organic garden, and a creek running along the back of the property. The detached two-car garage provides additional storage and parking. If you're looking for the convenience of in-town living with the privacy and beauty of a country setting, this exceptional property is one you won't want to miss.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Washer Hookup,Electric Dryer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
Features
- Ceiling Fan(s),Walk-In Closet(s)
- Flooring: Wood,Tile
- Finished area below ground: 0
- Finished area above ground: 2,106
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Wall Unit(s),Heat Pump,Electric
Interior Area
- Total structure area: 2,106
- Total interior livable area: 2,106 sqft
Property
Details
- Parcel number: 0736284145000 & 0736284140000
Features
- Levels: Two
- Patio & porch: Deck,Porch
Lot
- Lot size: 1.05 Acres
- Features: Wooded
- Lot size dimensions: 1.05 acres
Parking
- Parking features: Off Street,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
- Winter Weather
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance * | $272 | $3,264 |
| Property Taxes | $427 | $5,124 |
| Electricity | $157 | $1,885 |
| Total | $2,675 | $32,100 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Price change | $359,900 |
| 2026-07-31 | Price change | $368,445 |
| 2026-06-11 | Price change | $375,000 |
| 2026-05-21 | Price change | $385,000 |
| 2025-11-20 | Price change | $299,000 |
| 2025-11-10 | Price change | $300,000 |
| 2025-11-07 | Price change | $268,900 |
| 2025-10-29 | Price change | $269,900 |
| 2025-10-26 | Price change | $271,797 |
| 2025-10-11 | Price change | $275,000 |
| 2025-10-09 | Price change | $285,000 |
| 2025-10-05 | Price change | $317,500 |
| 2025-09-26 | Price change | $421,200 |
| 2025-09-21 | Price change | $285,000 |
| 2025-09-13 | Price change | $295,000 |
| 2025-09-11 | Price change | $300,000 |
| 2025-08-26 | Price change | $299,900 |
| 2025-08-23 | Price change | $315,000 |
| 2025-08-06 | Price change | $299,900 |
| 2025-07-30 | Price change | $309,900 |
| 2025-06-27 | Price change | $315,000 |
| 2025-05-05 | Price change | $325,000 |
| 2025-04-29 | Price change | $350,000 |
| 2024-12-19 | Listed for sale | $365,000 |
| 2024-08-21 | Listing removed | -- |
For Sale by Agent
View on Zillow