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312 Monastery Pl APT 2R, Union City, NJ, 07087

2beds
2baths
1,098sqft
$519,900
$473price/sqft
$3,696/moest. monthly cost
$147,840/yrincome needed

About This Home

Welcome to this spacious two bedroom, two bath home in Union City on the Weehawken border, featuring an open floor plan, modern kitchen, exposed brick, high ceilings, hardwood floors, generous sized bedrooms, storage unit in the basement and a gorgeous shared backyard. Bright and versatile, this one has it all, a perfect fit for comfortable living. This home feels as a community within, it is located in a prime location just minutes from Hoboken, Jersey City and NYC with transportation just steps away. Restaurants, parks and "Blue Ribbon Schools"....is convenience at it's finest. Don't miss this gem!

Getting Around

96
WalkingWalker's Paradise
88
TransitExcellent Transit
56
BikeBikeable

Schools

7/10
8/10
Sara M. Gilmore AcademyGrades 1-80.4 mi
8/10
Jose Marti STEM AcademyGrades 9-120.3 mi

Construction

Materials

  • Construction materials: Block,Brick,Stone

Type & Style

  • Home type: Condo
  • Architectural style: Brownstone,Townhouse
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Trash Compactor,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • 1 Other Room
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,098
  • Total interior livable area: 1,098 sqft

Property

Details

  • Exclusions: Personal Property

Lot

  • Features: Shared Backyard

Parking

  • Parking features: 1 Car,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$200$2,400
Property Taxes $675$8,100
Electricity $193$2,318
Total$3,696$44,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,720/yr
40% on housing$110,880/yr
45% on housing$98,560/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$473This listing

vs Other Active Listings

Avg $/sqft

ZIP 07087$423
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07087$387
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$524,995
2026-02-27Price change$534,995
2025-11-22Listed for sale$539,000
2025-10-21Listing removed$619,000
2025-08-16Listed for sale$619,000
2024-07-27Listing removed--
2024-06-17Listed for rent$3,050

For Sale by Agent

AgentGRACE SETTEMBRE
BrokerageWESTSIDE REALTY GROUP, LLC

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