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580 W Main St, Warsaw, IN, 46580

3beds
2baths
1,228sqft
$374,900
$305price/sqft
$2,487/moest. monthly cost
$99,480/yrincome needed

About This Home

Open House 3/28/26 from 12-2 pm! Welcome to "The Grove" A new community downtown Warsaw with a flare for Maintenance Free Living, The Downtown YMCA is just steps from the front door. Also The Grove has a Dog Park, Community Fire Pit, Green Space and More! The Grove Provides a unique experience for residents. These Luxurious and Efficient Homes feature quality built homes coupled with maintenance free living so you can focus on the things you like to do. Busy People need simple lifestyles that are not encumbered by yard maintenance, plowing, shoveling snow, etc- This custom built residential home is one of the reasons you will want to move to this brand new community. This home offers 3 bedrooms and 2 baths in 1,228 square feet of living space. The front porch blends some tradition with modern amenities you will find inside. As you step inside- you will find expertly appointed layout and design elements that will provide you a seamless lifestyle at The Grove. Stainless appliances and custom cabinetry as well as solid surface countertops complete the kitchen area. The Primary Suite is located on the main level and a laundry area is just off the kitchen. There is an attached 2 car garage. The guest bedroom overlooks the tree lined streets and fire pit area for The Grove. You will also find another guest bedroom on this level and a popular Jack n Jill bathroom complete with 2 vanities. The greenspace of The Grove will eventually have over 3 acres of green space that will be shared amongst the residents, walking trails of over 1 mile, community fire pits, community dog park, and close proximity to Market Street Bike Trails that are found 1 block south of The Grove. There are other homes available- contact listing agent for details of upcoming options. The Grove features well appointed and finely finished homes that are open, bright and filled with desirable features. Walk downtown, to Center Lake and parks. Walk to your favorite shops and dine at the unique restaurants Downtown Warsaw has to offer- all are just blocks from your doorstep. The Grove Location is 3 blocks west of downtown Warsaw and Courthouse. Experience your modern lifestyle today at The Grove. Association Dues for Residents includes membership to the YMCA! Special Rates and Options Available with Presolds! Visit The Grove Community Today!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
6/10
Edgewood Middle SchoolGrades 7-80.8 mi
9/10

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle,Dimensional Shingles
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Main Level,Washer Hookup

Basement

  • Basement: Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s),Countertops-Solid Surf,Stone Counters,Entrance Foyer,Open Floorplan,Double Vanity,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Custom Cabinetry
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,228

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,228
  • Total interior livable area: 1,228 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 315

Property

Details

  • Parcel number: 431107200798.000032

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered,Porch
  • Fencing: None

Lot

  • Lot size: 3,702 sqft
  • Features: Level,Planned Unit Development,City/Town/Suburb,Near Walking Trail,Landscaped
  • Lot size dimensions: 34x109

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$212$2,544
Property Taxes $196$2,352
Electricity $184$2,212
Total$2,487$29,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,268/yr
40% on housing$74,610/yr
45% on housing$66,320/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 46580$130
Kosciusko County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 46580$140
Kosciusko County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-01-31Listed for sale$374,900
2024-12-29Listing removed$374,900
2024-06-18Listed for sale$374,900

New Construction

AgentDeb Paton Showley
BrokerageColdwell Banker Real Estate Group

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