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678 Blackrock Dr, Pendleton, IN, 46064

5beds
3baths
2,792sqft
$399,900
$143price/sqft
$2,478/moest. monthly cost
$99,120/yrincome needed

About This Home

Better than new and move-in ready! Welcome to 678 Blackrock Drive in Pendleton, where this beautifully designed 2024 home offers nearly 2,800 square feet of stylish, functional living space with 5 bedrooms and 3 full bathrooms. The open-concept floor plan is perfect for everyday living and entertaining, featuring a spacious living room that flows seamlessly into the kitchen. You will love the large center island with sink, stainless steel appliances, lot's of cabinets, and plenty of prep space for hosting family and friends. The primary suite is a relaxing retreat with a spacious ensuite bath featuring a double vanity, walk-in shower, and generous walk-in closet. Four additional bedrooms provide flexibility for family, guests, or a home office. Why wait months for new construction when this home already has the upgrades you will appreciate? Enjoy a fully fenced backyard that's ready for kids, pets, or entertaining, along with a water softener, mini blinds already installed, cabinet pulls, and an insulated/drywalled garage which will save you both time and money after closing. Outside, you will find a covered front porch, backyard patio, attached garage, and a yard that's ready to enjoy from day one. Located in a desirable Pendleton neighborhood with convenient access to schools, parks, shopping, and I-69, this home offers the perfect blend of modern finishes, space, and move-in-ready convenience. If you've been looking for a home that feels brand new without the added expense and hassle of completing the finishing touches, 678 Blackrock Drive is one you won't want to miss

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
9/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Brick,Cement Siding

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,MicroHood,Microwave,Gas Oven,Refrigerator,Water Heater,Water Softener Owned
  • Laundry features: Upper Level

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Upper
  • Area: 150
  • Dimensions: 10x15

Bedroom5

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Breakfast Room

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Features

  • High Ceilings,Kitchen Island,High Speed Internet,Wired for Data,Pantry,Smart Thermostat,Walk-In Closet(s)

Great Room

  • Level: Main
  • Area: 224
  • Dimensions: 14x16

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,792
  • Total interior livable area: 2,792 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Library

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Loft

  • Level: Upper
  • Area: 180
  • Dimensions: 10x18

Master Bedroom

  • Level: Upper
  • Area: 208
  • Dimensions: 13x16

Property

Details

  • Parcel number: 481416200021269013
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Smart Lock(s)

Lot

  • Lot size: 8,276 sqft
  • Features: Sidewalks,Street Lights

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$201$2,412
Property Taxes $0$0
Electricity $255$3,071
Total$2,478$29,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,960/yr
40% on housing$74,340/yr
45% on housing$66,080/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 46064$163
Madison County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 46064$166
Madison County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$389,900
2026-07-01Listed for sale$399,900
2024-09-13Sold$355,000
2024-08-26Pending sale$389,000
2024-08-03Price change$389,000
2024-08-02Price change$370,150
2024-07-31Price change$390,150
2024-07-25Price change$389,000
2024-07-19Price change$390,000
2024-06-19Listed for sale$395,000

For Sale by Agent

AgentCraig Bowen
BrokerageF.C. Tucker Company

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