45 Charles St #1, Jersey City, NJ, 07307
About This Home
Modern Sophistication Meets Smart Living 2 Bedrooms + Expansive Flex Space | 3 Bathrooms | Approx. 1,950 Sq Ft | PROPERTY CAN BE SOLD FULLY FURNISHED Built in 2024 Step into a world of refined elegance and cutting-edge innovation in this newly built, two-story luxury residence. Designed for the discerning buyer, this modern condominium/townhouse blends architectural sophistication with intuitive smart home technology, creating a lifestyle that is as effortless as it is extraordinary. The home features an expansive open floor plan with seamless flow between the living, dining, and kitchen areas, ideal for both everyday living and entertaining. The chef’s kitchen is outfitted with top-of-the-line Thermador appliances, dual pantries, and soft-touch cabinetry, while a stylish wet bar with custom designer backsplash and wine fridge adds another level of convenience and luxury. The primary suite serves as a true private retreat, complete with its own balcony, two walk-in closets, and a spa-inspired bath featuring an oversized shower with body jets and a rainfall shower head. A generously sized second bedroom offers comfort and privacy, while the oversized flex room with its own full bathroom provides exceptional versatility. Perfect as an entertainment lounge, guest suite, home office, media room, or potential in-law setup, this space adds tremendous value and flexibility to the layout. Smart living is integrated throughout with Google Nest doorbell, security cameras, Smart Hub controls, touchscreen switches, electric remote shades, and a sleek modern electric fireplace. Additional highlights include a dedicated laundry room with premium washer and dryer, high-voltage EV charging station, recessed driveway lighting, lush landscaping, and a private backyard oasis ideal for al fresco dining or quiet evenings outdoors. Nestled in a coveted neighborhood, this residence offers the perfect balance of privacy and convenience. Whether you are hosting guests or enjoying a peaceful night at home, this property delivers a rare blend of modern luxury, thoughtful design, and functional flexibility. A truly exceptional opportunity to own a trophy residence that redefines contemporary living.
Getting Around
Walker's Paradise
Good Transit
Very BikeableSchools
Construction
Materials
- Construction materials: See Remarks
Type & Style
- Home type: Condo
- Architectural style: Contemporary,Multi Level
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Washer/Dryer,Gas Oven
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Terrace,Fireplace,1 Other Room
- Flooring: Hardwood
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,950
- Total interior livable area: 1,950 sqft
Property
Details
- Other equipment: Intercom
Lot
- Features: Private Backyard
Parking
- Parking features: 2 Cars,Covered,Garage,Tandem-Shared
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,067 | $72,804 |
| Home Insurance * | $252 | $3,024 |
| Property Taxes | $1,560 | $18,720 |
| Electricity | $214 | $2,579 |
| Total | $8,093 | $97,116 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $1,100,000 |
| 2026-05-05 | Price change | $1,150,000 |
| 2026-03-18 | Listed for sale | $1,200,000 |
| 2025-12-27 | Listing removed | $1,100,000 |
| 2025-12-10 | Price change | $1,100,000 |
| 2025-10-29 | Price change | $1,100,999 |
| 2025-10-03 | Price change | $1,149,999 |
| 2025-09-23 | Price change | $1,199,999 |
| 2025-09-02 | Price change | $1,225,000 |
| 2025-07-21 | Listed for sale | $1,299,000 |
| 2024-08-01 | Sold | $1,200,000 |
| 2024-06-19 | Listed for sale | $1,199,000 |
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