5654 Trafalgar Cir Homesite 3, Tilghman, MD, 21921
About This Home
Discover your top-quality new home at Tilghman on Chesapeake, Gemcraft Homes' exquisite bay access community nestled in the heart of the Eastern Shore. Here, homeowners can experience the perfect blend of luxury living and coastal charm in Tilghman, MD, where every day feels like a retreat. Our community, known for its breathtaking views of the Chesapeake Bay, offers a unique blend of tranquility and excitement, accompanied by stunning new homes in Tilghman, MD. Immerse yourself in the essence of resort living as you indulge in membership privileges at our exclusive clubhouse, pool, and marina-and experience the allure of a lifestyle where time gracefully slows down, allowing you to rejuvenate amidst serene settings, picturesque landscapes, and delectable seafood delights. You'll quickly find that Tilghman on Chesapeake is not just a community-it's a sanctuary, where residents can create lasting memories with family and friends at countless waterfront spots, perfect for picnics and leisurely strolls. Our community stands as a testament to the beauty of Maryland's Eastern Shore, where you can discover the joys of private marina, unparalleled clubhouse amenities, and the freedom to design your dream home from a selection of nine stunning designs. From comfortable two-bedroom havens to expansive five-bedroom retreats, our homes cater to diverse lifestyles. Embrace the epitome of coastal living at Tilghman on Chesapeake. With our new homes in Tilghman, MD, you can explore the charm of this one-of-a-kind area and make your home amidst the splendor of the Eastern Shore.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Other
- Builder name: Gemcraft Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Interior Area
- Total interior livable area: 1,710 sqft
Property
Features
- Levels: 1.0
- Stories: 1
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Drought
- Hurricane
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance * | $190 | $2,280 |
| Property Taxes | $228 | $2,736 |
| Electricity | $281 | $3,374 |
| Total | $3,176 | $38,112 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-07 | Price change | $499,888 |
| 2025-04-02 | Price change | $509,990 |
| 2024-06-19 | Listed for sale | $514,990 |
View on Zillow