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6140 Center Pointe Loop, Pacific City, OR, 97135

2beds
3baths
1,080sqft
$575,000
$532price/sqft
$3,524/moest. monthly cost
$140,960/yrincome needed

About This Home

Turnkey Pacific City beach house with transferable STR eligibility. Located just a short walk from the beach in the desirable Dory Pointe neighborhood, this is a fully furnished 2 bedroom, 2.5 bath home. It's a just a couple of blocks to Cape Kiwanda, the surf, the pub, coffee shops, taco stand, wine bar, and skate park! The comfortable main level features an open living and dining area, a well-equipped kitchen, and a cozy gas fireplace. Upstairs, two private bedroom suites each include a queen bed and attached bathroom, providing privacy and flexibility for owners and guests. A private hot tub, back patio, nice furnishings, massage chair, Wi-Fi, and garage foosball table add to the home's appeal. Offered fully furnished and ready to enjoy or continue operating as a vacation rental, Twin Sands is an excellent opportunity for a coastal getaway, investment property, or both. Buyer to verify STR eligibility and transfer requirements with Tillamook County.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
Nestucca K8Grades PK-83.5 mi
7/10
Nestucca High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Refrigerator,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Storage,Spa/Hot Tub
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Property

Details

  • Parcel number: 4522
  • Zoning description: R-2 Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open Patio

Lot

  • Lot size: 2,178 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Coastal Flooding
Landslide
Tsunami

FEMA Declared Disasters in Tillamook County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$144$1,728
Property Taxes $297$3,564
Electricity $176$2,119
Total$3,524$42,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,822/yr
40% on housing$105,720/yr
45% on housing$93,973/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$532This listing

vs Other Active Listings

Avg $/sqft

ZIP 97135$440
Tillamook County$318

vs Homes Sold Last Month

Median $/sqft

ZIP 97135
Tillamook County$347

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$575,000
2017-04-25Sold$300,000

For Sale by Agent

AgentNicole Twigg
BrokerageKiwanda Coastal Properties

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