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94 Texas Black Way, Elgin, SC, 29045

5beds
4baths
3,048sqft
$345,000
$113price/sqft
$2,342/moest. monthly cost
$93,680/yrincome needed

About This Home

Welcome home to this beautifully designed 5-bedroom, 3 full bath home with a spacious loft, located in a pool community! This amazing and functional floor plan offers the perfect blend of comfort, style, and energy efficiency. The open-concept layout features granite countertops throughout, Energy Star appliances, and a modern kitchen equipped with a built-in amp and two ceiling speakers, perfect for entertaining. Enjoy the privacy of a fully fenced backyard ideal for privacy with a lovely corner lot. This home is packed with energy-saving features, including R-50 attic insulation, radiant barrier roof sheathing, advanced framing techniques, Low-E windows, thermal envelope air sealing, a tankless water heater, energy-efficient HVAC system, programmable thermostat, and a HERS energy rating. Additional highlights include Honeywell Home Automation, low-VOC paint and carpet, and an irrigation system. Experience exceptional value in a community that offers resort-style amenities while helping you save on energy costs. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Blaney Elementary SchoolGrades PK-52.4 mi
4/10
5/10
Lugoff-Elgin High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: Main

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,048
  • Total interior livable area: 3,048 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 3470000051SKQ

Features

  • Stories: 2
  • Fencing: Rear Only Wood

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Kershaw County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$159$1,908
Property Taxes $146$1,752
Electricity $293$3,517
Total$2,342$28,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,297/yr
40% on housing$70,260/yr
45% on housing$62,453/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$145
Kershaw County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Kershaw County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$345,000
2021-01-04Sold$268,676

For Sale by Agent

AgentCandice W McCuien
BrokerageLPT Realty LLC

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