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16315 Perdido Key Dr, Pensacola, FL, 32507

8beds
9baths
4,952sqft
$3,999,000
$808price/sqft
$34,293/moest. monthly cost
$1,371,720/yrincome needed

About This Home

100' Gulf Front + Motivated Sellers! Sold fully furnished, this never-rented direct Gulf-front duplex is a rare opportunity. Featuring 8 bedrooms and 6 bathrooms, the home is beautifully decorated, immaculately maintained, and truly move-in ready for personal use or as a high-performing rental. Properties like this don’t come along often—prime beachfront location, strong appeal, and excellent income potential. And did you know? In Florida, the ground floor can be enclosed (buyer to verify options and permitting). Top-of-the-line furnishings convey—don’t miss this Gulf-front standout!

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
34
BikeSomewhat Bikeable

Schools

7/10
5/10
3/10
Escambia High SchoolGrades 9-1215.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dryer,Washer,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 9
  • Full bathrooms: 6
  • 1/2 bathrooms: 3

Features

  • Ceiling Fan(s),Crown Molding,High Ceilings
  • Flooring: Tile

Heating & Cooling

  • Heating features: Multi Units,Central
  • Cooling features: Multi Units,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,952
  • Total interior livable area: 4,952 sqft

Kitchen

  • Level: First
  • Area: 121

Master Bedroom

  • Level: Second
  • Area: 160

Property

Details

  • Parcel number: 064s321000000009
  • Zoning description: Res Multi

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Covered Deck
  • Exterior features: Balcony
  • Fencing: Other
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf,Waterfront,Beach Access
  • Frontage length: Water Frontage(100)

Lot

  • Lot size: 1.17 Acres
  • Lot size dimensions: 100x524

Parking

  • Parking features: Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,221$242,652
Home Insurance *$9,440$113,280
Property Taxes $4,134$49,608
Electricity $498$5,980
Total$34,293$411,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,175,760/yr
40% on housing$1,028,790/yr
45% on housing$914,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$808This listing

vs Other Active Listings

Avg $/sqft

ZIP 32507$268
Escambia County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 32507$193
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$3,999,000
2026-01-01Listing removed$3,999,000
2025-10-27Price change$3,999,000
2025-07-31Price change$4,200,000
2025-02-18Listed for sale$4,390,000
2025-02-11Contingent$4,390,000
2025-01-16Price change$4,390,000
2024-12-17Price change$4,500,000
2024-06-21Listed for sale$4,600,000

For Sale by Agent

AgentToni Stanton
BrokerageExit Realty Gulf Shores

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