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307 Lugano Ln, Clarksville, TN, 37040

3beds
3baths
1,928sqft
$370,000
$192price/sqft
$2,437/moest. monthly cost
$97,480/yrincome needed

About This Home

Newer, well-maintained home featuring modern amenities and a thoughtfully designed layout. The main level offers beautiful flooring and an inviting flow, perfect for both everyday living and entertaining. Cozy up by the fireplace beneath the coffered ceiling on cooler evenings. The kitchen showcases crisp granite countertops, stainless steel appliances, a functional island, and a spacious walk-in pantry—blending style and practicality. Upstairs, the primary suite offers a spacious retreat with an accent wall and tray ceiling for added character. The en-suite bath features a tiled shower, double vanities, and a dedicated sitting area perfect for getting ready for the day or winding down in the evening. Enjoy your morning tea on the covered front porch, or retreat to the covered back patio overlooking a fenced backyard for added privacy. Located in a welcoming neighborhood with a charming library box, adding to the sense of community. Currently tenant-occupied and under professional management. HOA fee covers pet waste stations, insurance and upkeep of common areas, trash pickup and monthly bin cleaning.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
Oakland ElementaryGrades PK-51.9 mi
5/10
Northeast Middle SchoolGrades 6-81.3 mi
5/10
Northeast High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Disposal,Microwave,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,928

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,928
  • Total interior livable area: 1,928 sqft

Property

Details

  • Parcel number: 063032F F 01500 00002032
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 2
  • Fencing: Back Yard

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 147

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Earthquake
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance $204$2,448
Property Taxes $188$2,256
Electricity $175$2,103
Total$2,437$29,244

Income You'd Need if You Spent...

35% on housing$83,554/yr
40% on housing$73,110/yr
45% on housing$64,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 37040$144
Montgomery County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 37040$181
Montgomery County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$370,000
2025-08-13Listing removed$1,880
2025-08-12Price change$1,880
2025-07-16Listed for rent$1,930
2021-09-01Sold$278,400

For Sale by Agent

AgentAmber Horton
BrokerageByers & Harvey Inc.

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