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1481 Ledges Dr #10110, Osage Beach, MO, 65065

4beds
3baths
1,807sqft
$499,000
$276price/sqft
$3,139/moest. monthly cost
$125,560/yrincome needed

About This Home

Rare Turnkey Opportunity in Ledges Building 10 — This beautifully renovated two-level condo with both a deck and a lakeside patio is one of only two units in the entire complex offering this exceptional layout. A complete 2023 renovation includes new sheetrock, trim, paint, LVP flooring, carpet, cabinetry, granite kitchen counters, appliances, and all new furnishings, making this property truly move-in ready. The main level features a lakeside primary suite with private bath and direct deck access, plus a guest bedroom and full bath. The deck enjoys majestic, unobstructed main channel views at the 21 milemarker. The lower level offers two additional bedrooms, including a spacious fourth bedroom with three queen beds that can easily be reimagined as a large living and/or game room for expanded entertaining space, which opens to a large lakeside patio. A generous shared bath and oversized laundry room with storage complete this level. The Ledges is one of the lake’s most popular, family-friendly communities with a sand beach, interior pool, and a stunning point-side pool with bar area. Ideal for personal enjoyment or investment, this unit already has nearly 70 nights booked for 2026.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

3/10
7/10
Camdenton Middle SchoolGrades 7-810.0 mi
6/10
Camdenton High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1997

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Stove,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Furnished,Fireplace,Cable TV,Walk-In Closet(s),Walk-In Shower
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: One,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,807
  • Total interior livable area: 1,807 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 08200330000007023922
  • Exclusions: Owner has 3 units and has 1 garage that is available for extra on first come basis.

Features

  • Levels: Two
  • Pool features: Community
  • Patio & porch: Covered,Deck,Screened
  • Exterior features: Blacktop Driveway,Deck,Playground
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Channel,Beach Access,Lake Front

Lot

  • Features: Lake Front

Parking

  • Total spaces: 1
  • Parking features: Open,Parking Available,Garage Available
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$284$3,408
Property Taxes $191$2,292
Electricity $141$1,693
Total$3,139$37,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,622/yr
40% on housing$94,170/yr
45% on housing$83,706/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$367
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Listed for sale$499,000
2025-12-01Listing removed$499,000
2025-05-21Listed for sale$499,000
2025-05-17Listing removed$499,000
2025-02-12Listed for sale$499,000
2024-06-07Listing removed--
2024-05-25Price change$499,000
2024-04-04Listed for sale$559,900
2024-04-01Listing removed--
2023-10-05Price change$559,900
2023-09-09Listed for sale$585,000
2021-08-27Sold--

For Sale by Agent

AgentJASON WHITTLE
BrokerageRE/MAX Lake of the Ozarks

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