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1040 Columbia Ridge Dr Unit 2, Vancouver, WA, 98664

2beds
2baths
834sqft
$220,000
$264price/sqft
$1,462/moest. monthly cost
$58,480/yrincome needed

About This Home

Charming one-level condo offering comfort and convenience nestled in a quiet, wooded Vancouver neighborhood! This 2-bedroom, 2-bath home features an open living and dining area with sliding doors leading to a private patio, perfect for relaxing or entertaining. The kitchen includes a free-standing range, refrigerator, built-in dishwasher, and tile flooring. The primary bedroom features an attached bathroom and closet, while the second bedroom offers flexibility for guests or a home office. Enjoy community amenities, including an in-ground pool, a meeting/party room, and common-area maintenance. HOA covers exterior maintenance, management, water, sewer, and trash for easy living. Recent updates to the complex include new roof, siding, exterior painting, deck railings, windows, attic insulation, and updating the pool to salt water. Seller to pay balance of special assessment in full at closing. Conveniently located near shopping, dining, and everyday amenities.

Getting Around

20
WalkingCar-Dependent
27
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

2/10
McLoughlin Middle SchoolGrades 6-81.6 mi
1/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Range Hood,Electric Water Heater
  • Laundry features: Common Area

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Wallto Wall Carpet
  • Level: Main

Features

  • Closet,Bathroom,Tile
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Wall to Wall Carpet
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 834
  • Total interior livable area: 834 sqft

Kitchen

  • Features: Dishwasher,Free Standing Range, Free Standing Refrigerator
  • Level: Main

Living Room

  • Features: Sliding Doors,Wallto Wall Carpet
  • Level: Main

Master Bedroom

  • Features: Bathroom,Closet, Wallto Wall Carpet
  • Level: Main

Property

Accessibility

  • Accessibility features: Ground Level,Minimal Steps,One Level,Accessibility

Details

  • Parcel number: 037917930
  • Zoning: UB

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Patio & porch: Patio

Lot

  • Features: Level

Parking

  • Parking features: Off Street,Condo Garage (Undeeded)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters in Clark County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$60$720
Property Taxes $141$1,692
Electricity $149$1,793
Total$1,462$17,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,125/yr
40% on housing$43,860/yr
45% on housing$38,986/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 98664$305
Clark County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 98664$324
Clark County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$227,000
2026-03-11Listed for sale$239,000

For Sale by Agent

AgentMelissa Messner
BrokerageLovejoy Real Estate Services

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