102 Ledford Chapel Rd, Hayesville, NC, 28904
About This Home
Need interst rate help? Seller willing to entertain interest rate buy down for qualifying buyers on this Beautiful Brick Home Near Ledfords Chapel Public Boat Ramp on Lake Chatuge. Don't miss this newly remodeled 3-bedroom, 2-bathroom brick home situated on 0.73 UNRESTRICTED acres with seasonal lake views! Located just a 2-minute drive to the Ledfords Chapel public boat launch, this home is perfect for outdoor enthusiasts and those seeking a peaceful, spacious property. Step inside to discover a long list of upgrades, including a brand-new HVAC system, soffit, fascia, gutters, windows, and updated plumbing throughout. Freshly painted inside and out, the home features new flooring, a closed-in sunroom/bonus room, and a completely updated kitchen with new cabinets, countertops, center island with unique space saving feature, new appliances—dishwasher, microwave, stove, and refrigerator included. Both full bathrooms have been modernized with new tile, vanities, tubs, showers, and toilets. A detached carport adds convenient covered parking, and the unrestricted property offers flexibility for your future plans. Whether you're looking for a permanent residence or a weekend retreat, this move-in ready home combines comfort, quality, and location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1979
Materials
- Roof: Shingle
- Construction materials: Frame,Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Microwave,Dishwasher,Electric Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Ceiling Fan(s),Sheetrock,Eat-in Kitchen,High Speed Internet
- Window features: Insulated Windows,Vinyl
- Flooring: Luxury Vinyl
- Fireplace features: None
Heating & Cooling
- Heating features: Central,Heat Pump,Electric
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 1,152
- Total interior livable area: 1,152 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 557004621594
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch,Deck
- Has view: Yes
- View description: Mountain(s),Year Round,Lake
- Has water view: Yes
- Water view: Lake
- Frontage type: Road
- Topography of land: Level,Sloping
Lot
- Lot size: 0.73 Acres
Parking
- Parking features: Carport,Detached,Gravel
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Ice Storm
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,688 | $20,256 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $128 | $1,536 |
| Electricity | $200 | $2,405 |
| Total | $2,154 | $25,848 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Price change | $334,000 |
| 2026-03-09 | Price change | $339,000 |
| 2026-01-27 | Price change | $344,000 |
| 2026-01-21 | Price change | $344,900 |
| 2025-09-13 | Price change | $349,000 |
| 2025-08-30 | Price change | $359,000 |
| 2025-08-01 | Price change | $379,000 |
| 2025-07-15 | Listed for sale | $399,000 |
| 2024-08-22 | Sold | $165,000 |
| 2024-07-12 | Pending sale | $199,900 |
| 2024-06-24 | Listed for sale | $199,900 |
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