105 Pennsylvania Ave, Binghamton, NY, 13903
About This Home
INVESTORS! 6 UNITS. IMMEDIATE CASH FLOW. A true 6-unit apartment building—a configuration that's genuinely difficult to find in today's market! Spanning approximately 4,000 square feet, the property features 6 spacious 1BR units w/ hardwood & luxury vinyl plank flooring throughout. Tenant-paid electric keeps operating expenses low, directly supporting the strong in-place returns. This is a true turnkey-or-upside opportunity: operate as-is and collect strong cash flow from day one, or update the units and push rents even higher. Four units are currently occupied; two tenants recently moved out — the landlord is intentionally holding one unit open for showings, while the other is heading to market soon. Can also be packaged as a portfolio deal with a 7-unit at 17 Holland St Binghamton MLS # 337272. *POSSIBLE OWNER FINANCING AVAILABLE.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Concrete Perimeter
- Construction materials: Composite Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Multi-Family
- Property subType: Multi Family,Apartment
Interior
Appliances
- Appliances included: Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 6
Features
- Flooring: Carpet,Hardwood,Vinyl
- Finished area above ground: 4,050
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total interior livable area: 4,050 sqft
Property
Details
- Parcel number: 03020017602400020340000000
- Zoning: Residential Multi Unit
- Zoning description: Residential Multi Unit
Lot
- Lot size: 6,098 sqft
- Features: Level
- Lot size dimensions: 100 ft x 60 ft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance * | $256 | $3,072 |
| Property Taxes | $727 | $8,724 |
| Electricity | $669 | $8,031 |
| Total | $3,649 | $43,788 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $395,000 |
| 2026-07-22 | Listed for sale | $425,000 |
| 2017-02-03 | Sold | $59,400 |
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