14 Rocky Ridge Drive, Bellingham, WA, 98226
About This Home
Prominantly situated on a sunny and beautifully level lot with easy access and a flat driveway, this charming 3-bedroom, 2.5-bath home offers the perfect blend of comfort, warmth, and lifestyle. Built in 2002 and thoughtfully designed with 1,621 square feet of inviting living space, the home features a brand new roof, fascia and rain gutters. Inside, find fresh interior paint, rich hardwood floors, soaring vaulted ceilings, and a cozy fireplace that creates an ideal gathering place for relaxing evenings or entertaining guests. Large windows fill the interior with natural light, giving the home a bright and welcoming feel throughout. The spacious primary suite serves as a peaceful retreat, complete with elegant French doors, a generous walk-in closet, and a private bath featuring a luxurious jetted soaking tub. The additional bedrooms provide flexibility for guests, home office space, hobbies, or everyday living. Step outside and enjoy the tranquility of the back deck and flat yard, ideal for gardening, outdoor dining, or simply enjoying the sunshine. Located conveniently close to Sudden Valley's Gate 3, the setting offers a wonderful connection to nature and recreation while still maintaining a peaceful residential feel. Enjoy outstanding community amenities including an 18-hole golf course, marina, swimming pools, private Lake Whatcom access, beaches, tennis courts, hiking trails, and 24/7 security. Schedule a tour of this wonderful home and community today!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 2002
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Cement Planked,Cement Plank
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Tank,Water Heater Location: Garage
Basement
- Basement: None
Bathroom Full
- Level: Second
Bathroom Full
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Den Office
- Level: Main
Entry Hall
- Level: Main
Family Room
- Level: Main
Features
- Bath Off Primary,Ceiling Fan(s)
- Door features: French Doors
- Window features: Skylight(s)
- Flooring: Ceramic Tile,Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Forced Air,Electric,Propane
- Cooling features: None
Interior Area
- Total structure area: 1,621
- Total interior livable area: 1,621 sqft
Kitchen With Eating Space
- Level: Main
Master Bedroom
- Level: Second
Other
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 3704075155260000
- Zoning: RR3
- Zoning description: Jurisdiction: County
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Pool features: Community
- Patio & porch: Bath Off Primary,Ceiling Fan(s),Fireplace,French Doors,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
- Has view: Yes
- View description: Territorial
- Topography of land: Level
- Residential vegetation: Wooded
Lot
- Lot size: 5,414 sqft
- Features: Paved,Deck,High Speed Internet,Patio
- Lot size dimensions: 68 x 93 x 68 x 99
Parking
- Total spaces: 4
- Parking features: Driveway,Attached Garage,Off Street
- Has garage: Yes
- Covered spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Avalanche
- Cold Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,856 | $34,272 |
| Home Insurance * | $102 | $1,224 |
| Property Taxes | $421 | $5,052 |
| Electricity | $149 | $1,793 |
| Total | $3,528 | $42,336 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Price change | $565,000 |
| 2026-06-19 | Price change | $579,000 |
| 2026-05-21 | Listed for sale | $595,000 |
| 2009-07-15 | Sold | $230,000 |
| 2003-06-27 | Sold | $145,264 |
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