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5328 Silverton St, Rapid City, SD, 57703

3beds
2baths
1,938sqft
$419,900
$217price/sqft
$2,832/moest. monthly cost
$113,280/yrincome needed

About This Home

Welcome home to this beautifully finished split-foyer residence inRapid Valley offering modern style, thoughtful upgrades, and everyday comfort. The bright, open-concept main level connects the living, dining, and kitchen spaces, creating an ideal layout for entertaining or relaxing. The kitchen features quartz countertops, a tiled backsplash, under-cabinet lighting, and a center island, all complemented by durable LVP flooring throughout the main living areas. The private primary suite includes a fully tiled walk-in shower and generous closet space. Additional highlights include a sleek metal railing and energy-efficient Andersen® 100 Series windows that enhance natural light and comfort. With two spacious bedrooms and two full baths on the main level, the floorplan is flexible for families, guests, or a home office. Step outside to the oversized back deck with stairs, perfect for outdoor dining or morning coffee while enjoying beautiful views of the Black Hills. A 3-car garage provides ample parking, storage, or workspace—ideal for vehicles, tools, and recreational gear. Located in a friendly neighborhood with quick access to schools, shopping, and commuter routes, this home delivers convenience and quality. Modern finishes, thoughtful craftsmanship, and scenic views make this Rapid Valley property a must-see.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
--
East Middle School - 30Grades 6-80.3 mi
2/10
Central High School - 41Grades 9-124.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: New Construction

Interior

Appliances

  • Appliances included: None
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Sump Pit

Bedroom2

  • Level: Main
  • Area: 132

Bedroom3

  • Level: Basement
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 104

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 1,938
  • Total interior livable area: 1,938 sqft

Living Room

  • Area: 195

Master Bedroom

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 3803226014

Features

  • Levels: Split Foyer
  • Patio & porch: Open Patio,Open Deck

Lot

  • Lot size: 8,276 sqft
  • Features: None

Parking

  • Total spaces: 3
  • Parking features: Three Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Wildfire
Winter Weather
Ice Storm
Tornado

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance $235$2,820
Property Taxes $326$3,912
Electricity $148$1,776
Total$2,832$33,984

Income You'd Need if You Spent...

35% on housing$97,097/yr
40% on housing$84,960/yr
45% on housing$75,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 57703$192
Pennington County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 57703$228
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-26Price change$434,900
2026-01-18Price change$439,900
2025-11-27Listed for sale$444,900

New Construction

AgentKevin Andreson
BrokerageKeller Williams Realty Black Hills SP

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