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13344 Gershwin Ln, Port Charlotte, FL, 33981

3beds
2baths
1,665sqft
$530,000
$318price/sqft
$3,493/moest. monthly cost
$139,720/yrincome needed

About This Home

Pre-Construction. To be built. Pre-Construction. To be built. CHOOSE YOUR OWN FINISHES! ADD A SPA, UPGRADE THE ROOF, MAKE IT YOUR OWN! Adjacent lot (13352 Gershwin Ln) is available and can be combined - POOL Home features 3 bedrooms, 2 bathrooms, and 3 car garage. 1,665 sqft in a split floor plan configuration, garage epoxy floor coating included. The covered entry leads to a beautiful 8 foot impact glass door with sidelight and transom, opening to 11 foot ceilings and a view of the covered lanai and refreshing pool. But as nice as that is, it is the kitchen that will draw your attention. A 36" stainless steel farm sink sits in the large island with granite counter top and white shaker style cabinets that include glass door accents and under cabinet lighting. All stainless steel appliances with a glass and stainless steel range hood and a custom tile backsplash. The pantry provides plenty of storage. Located conveniently nearby is the spacious indoor laundry room with deep stainless steel sink and pull out faucet. The open concept floor plan makes entertaining easy, with plenty of room for guests including a large family area with 12 ft tray ceiling. Soothing gray walls are complemented by unique plank wood-look tile floors throughout the home. No carpet! The multi-panel corner / pocketing sliding door allows you to bring the outdoors in, providing full enjoyment of the Southwest Florida Sunshine. ALL WINDOWS, DOORS, AND SLIDERS ARE IMPACT RATED! The guest bath offers access from the lanai. Entering the master bedroom, you see a tray ceiling, pocketing sliding door to the lanai, and dual closets. The master bath features a huge 8 foot "car wash" style walk-through shower. You'll find more white shaker cabinets in the dual vanities. The master bath also offers a private toilet closet. Exiting onto the lanai, there is generous covered area, an outdoor ceiling fan, plumbing for a future outdoor kitchen, and a large deck surrounding the relaxing pool. ***PHOTOS ARE OF THE SAME MODEL IN A DIFFERENT LOCATION, FINISHES ARE SIMILAR***

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Lemon Bay High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: Pre-Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: 1665-3C
  • Builder name: Mission One Builders

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Range Hood,Refrigerator
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 264
  • Dimensions: 22x12

Bathroom3

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 123.625
  • Dimensions: 10.75x11.5

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,High Ceilings,In Wall Pest System,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Stone Counters,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Outdoor Shower,Sliding Doors
  • Flooring: Tile

Great Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 299.25
  • Dimensions: 19x15.75

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,936
  • Total interior livable area: 1,665 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry
  • Level: First
  • Area: 157.5
  • Dimensions: 10x15.75

Laundry

  • Features: Granite Counters
  • Level: First
  • Area: 58.5
  • Dimensions: 9x6.5

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 186
  • Dimensions: 12.4x15

Property

Details

  • Parcel number: 412120205023
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Screen Enclosure
  • Exterior features: Irrigation System,Outdoor Shower,Rain Gutters

Lot

  • Lot size: 10,000 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$246$2,952
Property Taxes $371$4,452
Electricity $197$2,366
Total$3,493$41,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,760/yr
40% on housing$104,790/yr
45% on housing$93,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 33981$239
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33981$196
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-05-23Listed for sale$530,000

New Construction

AgentSamir Djeralfia
BrokerageMISSION ONE BUILDERS

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