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108 Farmridge Way, Moyock, NC, 27958

5beds
4baths
2,958sqft
$749,000
$253price/sqft
$4,754/moest. monthly cost
$190,160/yrincome needed

About This Home

Luxury vinyl plank flooring through out entire home, no carpet whatsoever used. Totally finished garage. Italian Carrara Marmi quartz countertops in the kitchen and master bath. All kitchen and bathroom cabinets have soft-close cabinet doors. Kitchen has an extended larger kitchen island. Under-cabinet lighting in the kitchen and laundry room. All appliances are Frigidaire Gallery series stainless steel with smudge-proof finish. Rinnai gas tankless water heater with Wi-Fi control and recirculate feature which gives no wait hot water. Living room was pre-wired during construction for a surround sound system. Recessed lighting in all areas through entire home, including bedrooms, hallways, master bath, above all showers and stairs. All recessed lighting have independent on/off with dimming capability. During the construction process, all bedrooms received have a high speed internet ports. All data ports lead to the downstairs closet under the stairs, where the internet modem is located. No messy modems with wires anywhere in the home. Home is wired for fiber optics high-speed internet. Gas log fireplace. Entire half acre back yard is fenced with a quality-built white vinyl fence. Transferable 10 year central air conditioning and gas heating warranty.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
9/10
Moyock MiddleGrades 6-81.0 mi
4/10
Currituck County HighGrades 9-1212.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central,Evaporative

Interior Area

  • Total interior livable area: 2,958 sqft

Property

Details

  • Parcel number: 022L00001650000

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.46 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Currituck County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$222$2,664
Property Taxes $470$5,640
Electricity $275$3,306
Total$4,754$57,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,994/yr
40% on housing$142,620/yr
45% on housing$126,773/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 27958$224
Currituck County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 27958$241
Currituck County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$749,000
2026-04-14Listing removed--
2026-01-14Listed for sale$749,000
2023-10-03Sold$598,540
2023-07-17Contingent$559,640
2023-07-17Pending sale$559,640
2023-05-05Listed for sale$559,640
2023-04-27Contingent$567,930
2023-04-05Listed for sale$567,930
2023-04-05Pending sale$567,930

For Sale by Owner

AgentProperty Owner

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