110 S Fork Trl #10, Lake Toxaway, NC, 28747
About This Home
LAST OFFERING IN PHASE 1 at Whisper Hills. Introducing a thoughtfully designed land-and-home package in one of Western North Carolina’s most desirable mountain corridors, just 10 minutes to downtown Brevard and minutes from the lake. This location places you at the heart of outdoor adventure, refined mountain living, and a high-demand vacation rental market. Ideal as a lock-and-leave second home or full-time residence, the home features durable, low-maintenance exterior cladding and a 45-year architectural metal roof that never needs painting. Designed for seamless indoor-outdoor living, the open layout includes an outdoor kitchen with a pass-through counter dining to the deck, creating the perfect staycation environment. Large European tilt-swing windows maximize natural light and ventilation. A uniquely designed mid-level bath and laundry area provides practical storage in four separate areas, while the second bedroom with French entry doors offers flexible use as a guest suite, office, or creative space. Whisper Hills is surrounded by Pisgah National Forest, Gorges State Park, and the region’s famed waterfalls, and uniquely features its own private trout stream within walking distance of the homesite. You are invited to explore the gated community of Whisper Hills. Phase 2 will be released next. An incredible opportunity to invest in Western North Carolina where lifestyle, durability, and income potential align. Model home available for showings, contact listing agent for more details.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Metal
Other
- Builder name: NC Dev Group
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Interior Entry,Walk-Out Access
Bathroom Full
- Level: Lower
Bedroom S
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
Features
- Open Floorplan,Storage
- Door features: Sliding Doors
- Flooring: Vinyl
- Fireplace features: Gas Log,Gas Unvented,Living Room,Other - See Remarks
- Finished area below ground: 0
- Finished area above ground: 820
Heating & Cooling
- Heating features: Ductless
- Cooling features: Ductless
Interior Area
- Total structure area: 1,520
- Total interior livable area: 1,520 sqft
Kitchen
- Level: Main
Living Room
- Features: Breakfast Bar,Built-in Features,Open Floorplan
- Level: Main
Primary Bedroom
- Level: Lower
Primary Bedroom
- Level: Lower
Property
Details
- Parcel number: 8542060438000
- Zoning: RUR
- Special condition: Standard
Features
- Levels: Multi/Split
- Patio & porch: Covered,Deck,Porch,Rear Porch,Wrap Around
Lot
- Lot size: 0.67 Acres
- Features: Cleared,Level
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Transylvania County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,452 | $29,424 |
| Home Insurance * | $204 | $2,448 |
| Property Taxes | $185 | $2,220 |
| Electricity | $200 | $2,405 |
| Total | $3,041 | $36,492 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-05 | Listed for sale | $485,000 |
| 2024-11-13 | Listing removed | $536,000 |
| 2024-06-27 | Listed for sale | $536,000 |
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