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3169 Vista Luna, Santa Fe, NM, 87507

5beds
3baths
2,815sqft
$699,990
$249price/sqft
$4,551/moest. monthly cost
$182,040/yrincome needed

About This Home

Offering 2,815 sqft of living space, this expansive 2-story home is designed with both function and style in mind. The main floor includes the Owner’s Suite, providing a peaceful retreat, as well as two additional bedrooms and a full bathroom, perfect for large families or those who frequently host guests. The open kitchen and living areas are perfect for gatherings and day-today life. Upstairs, you'll find two more spacious bedrooms, a full bathroom, and a large, flexible loft area that can serve as a home theater, play area, or additional family space. With generous square footage, this home is ideal for growing families or those in need of extra space. The standard 2-car attached garage offers plenty of room for storage and parking. Privacy as house backs to arroyo lot and fantastic mountain views! UNDER CONSTRUCTION. Projected finish - End May/Early June 2026.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Pinon Elementary SchoolGrades PK-60.6 mi
6/10
Milagro Middle SchoolGrades 7-83.2 mi
--
Santa Fe EngageGrades 9-121.3 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Pitched,Tile
  • Construction materials: Stucco

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Microwave,Oven,Range,Tankless Water Heater

Bedroom1

  • Level: First
  • Dimensions: 18.4x14.5

Bedroom2

  • Level: First
  • Dimensions: 10x10

Bedroom3

  • Level: First
  • Dimensions: 10.1x10

Bedroom4

  • Level: Second
  • Dimensions: 10x11.5

Bedroom5

  • Level: Second
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • 3/4 bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 15.7x9.9

Family Room

  • Level: First
  • Dimensions: 18.3x14.5

Features

  • Interior Steps
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Refrigerated

Interior Area

  • Total structure area: 2,815
  • Total interior livable area: 2,815 sqft

Loft

  • Level: Second
  • Dimensions: 18x16

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 99311100
  • Zoning: R-1, 2, 3, 4, 5, 6
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 2,501-3,000

Lot

  • Lot size: 5,662 sqft
  • Features: Drip Irrigation/Bubblers

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Winter Weather

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$195$2,340
Property Taxes $617$7,404
Electricity $200$2,401
Total$4,551$54,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,034/yr
40% on housing$136,530/yr
45% on housing$121,360/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 87507$284
Santa Fe County$366

vs Homes Sold Last Month

Median $/sqft

ZIP 87507$322
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$749,990
2026-03-08Listed for sale$762,320

New Construction Spec

AgentMinnie G. Arias
BrokerageD.R. Horton

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