225 Peebles Dr, Smithfield, NC, 27577
About This Home
Assumable VA Loan Opportunity—Why Pay Today's Rate? Ask for Details! Discover this move-in-ready, end-unit townhome in Smithfield, NC, featuring 3 bedrooms, 2.5 bathrooms, modern finishes, and an assumable VA loan available to qualified buyers. This rare financing opportunity may allow an eligible buyer to take advantage of a lower interest rate than current market rates—potentially making homeownership more affordable. Built in 2024 and filled with natural light, this corner-unit townhome offers extra windows, added privacy, and a spacious open-concept floor plan. The main living area flows seamlessly into the dining space and kitchen, creating the perfect setting for entertaining or relaxing at home. The upgraded kitchen features granite countertops, stainless steel appliances, a French-door refrigerator, custom-style cabinetry, and an oversized center island with seating. Step outside to the private patio—ideal for morning coffee, outdoor dining, or unwinding after a long day. Upstairs, the spacious primary suite includes a walk-in closet and private bathroom with dual vanities and a large walk-in shower. Two additional bedrooms offer flexibility for guests, children, a home office, or fitness space. The upstairs laundry room includes a washer and dryer for added convenience. Located just minutes from Historic Downtown Smithfield, Carolina Premium Outlets, restaurants, shopping, coffee shops, Smithfield Community Park, and the Neuse Riverwalk, this home puts everyday convenience close by. Easy access to I-95 and US-70 provides a convenient commute to Clayton, Raleigh, Goldsboro, and surrounding areas. Whether you're a first-time homebuyer, military buyer, investor, or relocating to Johnston County, this low-maintenance Smithfield townhome delivers the space, location, and financing opportunity you've been waiting for. Schedule your private tour today and ask how the assumable VA loan may help you save! VA loan assumption is subject to lender approval, buyer qualification, and applicable terms.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stone Veneer,Vinyl Siding
Type & Style
- Home type: Townhouse
- Architectural style: Contemporary, Craftsman, Traditional
- Property subType: Townhouse,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Refrigerator,Washer
- Laundry features: In Unit,Upper Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Double Vanity,Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Smart Thermostat,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower
- Window features: Window Treatments
- Flooring: Carpet,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,581
- Common walls with other units/homes: 1 Common Wall
Heating & Cooling
- Heating features: None
- Cooling features: Central Air,Zoned
Interior Area
- Total structure area: 1,581
- Total interior livable area: 1,581 sqft
Property
Details
- Parcel number: 15083050I
- Attached to another structure: Yes
- Zoning: RES
- Special condition: Standard
Features
- Levels: Bi-Level
- Stories: 2
- Patio & porch: Patio,Rear Porch
- Has view: Yes
Lot
- Lot size: 2,613 sqft
Parking
- Total spaces: 3
- Parking features: Additional Parking,Guest,Tandem
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Johnston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,377 | $16,524 |
| Home Insurance * | $117 | $1,404 |
| Property Taxes | $172 | $2,064 |
| Electricity | $200 | $2,405 |
| Total | $1,866 | $22,392 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Listed for rent | $1,900 |
| 2026-06-06 | Listed for sale | $272,500 |
| 2024-10-25 | Sold | $267,000 |
| 2024-09-25 | Listed for sale | $266,535 |
| 2024-08-21 | Listing removed | $276,420 |
| 2024-07-18 | Price change | $276,420 |
| 2024-06-28 | Listed for sale | $271,475 |
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