52111 E 345th Rd, Jay, OK, 74346
About This Home
Waterfront on the main lake, across from Duck Creek, 2 boat docks, new docks are 30' , main house and Guest house, gentle slope to the lake, empty building lot, additional area for shop or RV parking, plenty of parking, Your own 1.8-acre private peninsula over 800' feet of shoreline, on a dead end road , two covered boat docks with 4 slips, a sun deck, and gentle slope to the water. This is not a house; it’s a lake life legacy. This Property is selling furnished so just bring your toothbrush, fishing gear and you're all set....Morning coffee on the spacious deck, afternoons fishing for crappie off the new covered dock, spacious open floor plan, that opens into the dining and kitchen area. Downstairs, is walkout game room — pool table, bar and a large deck that spills toward the water and the second two-slip dock. A private garage and a charming guest house with a kitchenette, living area, and a spacious sleeping area, ensuite and reading nook mean everyone comes — and stays. The shoreline is gently sloped and made for kids running free; an extra buildable lot and room above for an RV or shop make future plans effortless. Fully furnished and freshly updated, this property is set to create summers, holidays and memories for generations.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Basement,Crawlspace
- Roof: Metal
- Construction materials: HardiPlank Type,Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Water Heater,Oven,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Crawl Space,Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 5
Features
- Granite Counters,None,Stone Counters,Ceiling Fan(s),Electric Range Connection,Gas Range Connection,Gas Oven Connection,Programmable Thermostat
- Window features: Vinyl,Insulated Windows
- Flooring: Hardwood,Wood
- Number of fireplaces: 1
- Fireplace features: Decorative
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Gas,Multiple Heating Units
- Cooling features: Central Air,2 Units
Interior Area
- Total structure area: 2,100
- Total interior livable area: 2,100 sqft
Property
Details
- Parcel number: 210076104
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Deck,Porch
- Exterior features: Lighting
- Fencing: None
- Has view: Yes
- View description: Seasonal View
- On waterfront: Yes
- Waterfront features: Boat Dock/Slip,Lake,River Access,Water Access
- Waterbody name: Grand Lake
- Topography of land: Sloping
Lot
- Lot size: 1.80 Acres
- Features: Mature Trees,Sloped
Parking
- Total spaces: 1
- Parking features: Attached,Garage,Shelves,Storage,Workshop in Garage,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Delaware County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,584 | $91,008 |
| Home Insurance | $987 | $11,844 |
| Property Taxes | $637 | $7,644 |
| Electricity | $156 | $1,874 |
| Total | $9,364 | $112,368 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $1,500,000 |
| 2026-07-02 | Listed for sale | $1,700,000 |
| 2024-08-28 | Sold | $850,000 |
| 2024-08-06 | Pending sale | $899,000 |
| 2024-06-30 | Listed for sale | $899,000 |
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