4854 103rd St, Montezuma, IA, 50171
About This Home
NEW STEEL POLE BUILDING!!! Approximately 1 mile from Lake Ponderosa! 2400 sq ft, 40’ wide by 60' long and 16’ tall. Ridge peak vented roof, gutters & snow guards, 2’ overhang on the roof perimeter. (Solid Soffit on gables with vented on the eaves). House wrap under all steel. 4’ high Wanes-coat on 3 sides, 4’ high Coffee Genstone on front gable end. 3’ insulated solid 6-panel door, 1-18’wide x 14’high White Overhead door, insulated, raised panel, with Jack Shaft opener in Gable. 200 Amp Breaker panel, 1 overhead door outlet,1 GFI outlet by panel, 1light & light switch, 1outside light. Water Service available and subject to quote: Includes meter pit, Waterscope meter, line run to building *Water service will be installed by Ponderosa Utilities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Construction materials: Metal Siding,Other
Type & Style
- Home type: SingleFamily
- Architectural style: See Remarks
- Property subType: Single Family Residence
Interior
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total interior livable area: 2,400 sqft
Property
Accessibility
- Accessibility features: Doors 36"+,No Stairs Internal
Details
- Parcel number: 3665500
- Foundation area: 2400
Lot
- Lot size: 0.38 Acres
- Lot size dimensions: 80 x 206.53
Parking
- Parking features: Outside,Gravel,Shared Driveway,Garage Door Opener
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Hail
- Tornado
- Winter Weather
- Heat Wave
- Inland Flooding
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $750 | $9,000 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $106 | $1,272 |
| Electricity | $179 | $2,148 |
| Total | $1,124 | $13,488 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $148,500 |
View on Zillow