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229 S Davis St SE, Girard, OH, 44420

2beds
2baths
1,040sqft
$107,000
$103price/sqft
$938/moest. monthly cost
$37,520/yrincome needed

About This Home

Home has a 1 car garage. New furnace and hot water tank.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
8/10
5/10
Girard Sr High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1918

Materials

  • Roof: Shake / Shingle
  • Construction materials: wood frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Appliances

  • Appliances included: Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,040 sqft

Property

Details

  • Parcel number: 14395100

Features

  • Exterior features: Other,Wood

Lot

  • Lot size: 3,920 sqft

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $541$6,492
Home Insurance *$87$1,044
Property Taxes $117$1,404
Electricity $193$2,320
Total$938$11,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,160/yr
40% on housing$28,140/yr
45% on housing$25,013/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 44420$79
Trumbull County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 44420$110
Trumbull County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-10Listed for sale$109,900

For Sale by Owner

AgentProperty Owner

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