




1365 Jewel Bay Rd, Cortland, OH, 44410
About This Home
Welcome to 1365 Jewel Bay in Mecca, where privacy, nature, and the Mosquito Lake lifestyle come together! Tucked away on a private road leading to Mosquito Lake, this beautifully updated two-story home offers an exceptionally peaceful setting with no neighbors directly across the street, behind the home, or to the right—just beautiful wooded surroundings. Inside, you’ll find 1,744 sq. ft. of living space featuring a spacious living room with a fireplace, beamed ceiling, built-in bookshelves, and sliding doors leading to a private side deck. The dining room opens to an updated, fully equipped kitchen with butcher-block countertops, attractive backsplash, a center island with granite top, and appliances. The family room offers even more living space with a bay window featuring leaded glass and a decorative fireplace. A convenient half bath and separate office with a pocket door complete the main level. Upstairs are three bedrooms and a full bath featuring a new vanity and tile-surround shower. The extensive list of improvements includes new A/C, hot water heater, front and side decks, flooring throughout, light fixtures, fresh paint, garage door and opener, crawl-space dehumidifier, new sidewalk, and a large blacktop driveway. The attached garage provides workspace and laundry hookups, while two backyard sheds offer additional storage. A newer metal roof adds even more value and peace of mind. And there’s another major bonus: the cost of a new septic system will be escrowed and paid by the seller! If you’ve been looking for a home that offers privacy, a wooded setting, plenty of updates, and close proximity to Mosquito Lake, this one deserves a look. Enjoy the peaceful surroundings while still being close to boating, fishing, recreation, and everything the lake area has to offer. Schedule your private showing today!
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1957
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Conventional
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Garage
Basement
- Basement: Crawl Space
Bathroom
- Level: First
- Dimensions: ND x ND
Bathroom
- Level: Second
- Dimensions: ND x ND
Bedroom
- Level: Second
- Dimensions: ND x ND
Bedroom
- Level: Second
- Dimensions: ND x ND
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: First
- Dimensions: ND x ND
Features
- Ceiling Fan(s)
- Window features: Bay Window(s),Double Pane Windows
- Number of fireplaces: 1
- Fireplace features: Other
- Fireplace: Yes
- Finished area above ground: 1,744
Great Room
- Level: First
- Dimensions: ND x ND
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,744
- Total interior livable area: 1,744 sqft
Kitchen
- Level: First
- Dimensions: ND x ND
Living Room
- Features: Beamed Ceilings,Bookcases,Built-in Features,Cathedral Ceiling(s),Fireplace
- Level: First
- Dimensions: ND x ND
Office
- Level: First
- Dimensions: ND x ND
Primary Bedroom
- Level: Second
- Dimensions: ND x ND
Property
Details
- Parcel number: 35021695
Features
- Levels: One and One Half,Two
- Stories: 2
- Patio & porch: Deck,Front Porch
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.41 Acres
Parking
- Total spaces: 1
- Parking features: Attached,Driveway,Garage Faces Front,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $142 | $1,704 |
| Property Taxes | $285 | $3,420 |
| Electricity | $193 | $2,320 |
| Total | $1,934 | $23,208 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Price change | $239,900 |
| 2026-08-04 | Price change | $249,900 |
| 2026-08-02 | Listed for sale | $259,900 |
| 2026-03-24 | Sold | $80,000 |
