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1365 Jewel Bay Rd, Cortland, OH, 44410

3beds
2baths
1,744sqft
$259,900
$149price/sqft
$1,934/moest. monthly cost
$77,360/yrincome needed

About This Home

Welcome to 1365 Jewel Bay in Mecca, where privacy, nature, and the Mosquito Lake lifestyle come together! Tucked away on a private road leading to Mosquito Lake, this beautifully updated two-story home offers an exceptionally peaceful setting with no neighbors directly across the street, behind the home, or to the right—just beautiful wooded surroundings. Inside, you’ll find 1,744 sq. ft. of living space featuring a spacious living room with a fireplace, beamed ceiling, built-in bookshelves, and sliding doors leading to a private side deck. The dining room opens to an updated, fully equipped kitchen with butcher-block countertops, attractive backsplash, a center island with granite top, and appliances. The family room offers even more living space with a bay window featuring leaded glass and a decorative fireplace. A convenient half bath and separate office with a pocket door complete the main level. Upstairs are three bedrooms and a full bath featuring a new vanity and tile-surround shower. The extensive list of improvements includes new A/C, hot water heater, front and side decks, flooring throughout, light fixtures, fresh paint, garage door and opener, crawl-space dehumidifier, new sidewalk, and a large blacktop driveway. The attached garage provides workspace and laundry hookups, while two backyard sheds offer additional storage. A newer metal roof adds even more value and peace of mind. And there’s another major bonus: the cost of a new septic system will be escrowed and paid by the seller! If you’ve been looking for a home that offers privacy, a wooded setting, plenty of updates, and close proximity to Mosquito Lake, this one deserves a look. Enjoy the peaceful surroundings while still being close to boating, fishing, recreation, and everything the lake area has to offer. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
7/10
Maplewood High SchoolGrades 7-122.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1957

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First
  • Dimensions: ND x ND

Bathroom

  • Level: Second
  • Dimensions: ND x ND

Bedroom

  • Level: Second
  • Dimensions: ND x ND

Bedroom

  • Level: Second
  • Dimensions: ND x ND

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: ND x ND

Features

  • Ceiling Fan(s)
  • Window features: Bay Window(s),Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area above ground: 1,744

Great Room

  • Level: First
  • Dimensions: ND x ND

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,744
  • Total interior livable area: 1,744 sqft

Kitchen

  • Level: First
  • Dimensions: ND x ND

Living Room

  • Features: Beamed Ceilings,Bookcases,Built-in Features,Cathedral Ceiling(s),Fireplace
  • Level: First
  • Dimensions: ND x ND

Office

  • Level: First
  • Dimensions: ND x ND

Primary Bedroom

  • Level: Second
  • Dimensions: ND x ND

Property

Details

  • Parcel number: 35021695

Features

  • Levels: One and One Half,Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.41 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$142$1,704
Property Taxes $285$3,420
Electricity $193$2,320
Total$1,934$23,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,308/yr
40% on housing$58,020/yr
45% on housing$51,573/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 44410$123
Trumbull County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 44410$143
Trumbull County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$239,900
2026-08-04Price change$249,900
2026-08-02Listed for sale$259,900
2026-03-24Sold$80,000

For Sale by Agent

AgentRachel L Stahlman
BrokerageAltobelli Real Estate

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