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3156 Josephine St NW, Dover, OH, 44622

5beds
3baths
--sqft
$399,900
--price/sqft
$2,731/moest. monthly cost
$109,240/yrincome needed

About This Home

Welcome to this spacious two-story home in Dover, Ohio, ideally located on an oversized 0.60-acre lot with picturesque rolling farm field views. Positioned at the edge of town in the highly desirable Dover School District, this property offers privacy, space, and convenience. This home features 5 bedrooms and 2.5 bathrooms with a thoughtfully designed first floor that includes two separate living rooms and a formal dining room, providing ample space for entertaining, gatherings, or flexible everyday living. First-floor laundry and a half bath are conveniently located just off the garage and kitchen. Numerous updates have been completed within the past five years. New furnace and a high-end, ultra-quiet, state-of-the-art air conditioning unit, both only 6 months old! The upper level offers new laminate flooring throughout all bedrooms, while LVT flooring enhances the kitchen and primary bathroom. The finished basement includes a 5th bedroom, drywall already in place, and a roughed-in media wall designed for an 80inch TV and future fireplace ideal for a media room or private retreat. The basement also features plumbing hookups for a future third full bathroom. Additional improvements include a new well pump installed four years ago, an impressive $15,000 water softener/personal water treatment system, and an outdoor generator already installed with a dedicated hookup to the home, offering added peace of mind during power outages. With generous living space, scenic views, and thoughtful updates throughout, this home is a rare opportunity in a prime Dover location.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
6/10
Dover Middle SchoolGrades 6-81.5 mi
5/10
Dover High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Water Softener

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Property

Details

  • Parcel number: 1000822023
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.60 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$180$2,160
Property Taxes $336$4,032
Electricity $193$2,320
Total$2,731$32,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,634/yr
40% on housing$81,930/yr
45% on housing$72,826/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 44622$138
Tuscarawas County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 44622$164
Tuscarawas County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$399,900
2026-03-11Price change$410,000
2026-03-03Price change$418,000
2026-02-17Price change$429,000
2026-01-25Listed for sale$440,000
2021-12-22Sold$264,000
2015-07-06Sold$225,000
2015-06-08Pending sale$245,900
2015-05-27Listed for sale$245,900

For Sale by Agent

AgentMichael L Watkins
BrokerageBarnett Inc. Realtors

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