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318 Bank St, Dennison, OH, 44621

1beds
1baths
637sqft
$89,900
$141price/sqft
$856/moest. monthly cost
$34,240/yrincome needed

About This Home

Very well maintained cozy ranch. If you are looking to downsize or need an investment property. Main floor living with bedroom, living room, kitchen and bathroom. Kitchen leads to backdoor entryway with an area for coats and shoes. Basement has washer and dryer hook-up and lots of space for storage. Electric average $90/Gas average $50/Water average $60. HWT is rented. Appliances included are refrigerator and stove.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
4/10
Claymont High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1884

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 637

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 637
  • Total interior livable area: 637 sqft

Kitchen

  • Level: First

Living Room

  • Features: Bookcases
  • Level: First

Property

Details

  • Parcel number: 4200123000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 3,249 sqft
  • Lot size dimensions: 26 x 125

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$134$1,608
Property Taxes $75$900
Electricity $193$2,320
Total$856$10,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,348/yr
40% on housing$25,680/yr
45% on housing$22,826/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 44621$113
Tuscarawas County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 44621$51
Tuscarawas County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-17Price change$89,900
2026-02-03Listed for sale$94,900
2023-11-06Sold$72,500
2023-10-13Pending sale$69,900
2023-09-22Listed for sale$69,900
2023-08-16Pending sale$69,900
2023-08-11Listed for sale$69,900
2006-11-01Sold$33,707
2004-05-05Sold$7,500
2003-11-03Sold$6,000

For Sale by Agent

AgentAmy L Myers
BrokerageBarnett Inc. Realtors

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