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130 S Franklin St, Richwood, OH, 43344

4beds
3baths
3,624sqft
$319,900
$88price/sqft
$2,525/moest. monthly cost
$101,000/yrincome needed

About This Home

Motivated seller offering a spacious 2½-story brick home with over 3,600 sq. ft. of finished living space. Fully rebuilt and updated throughout, this property delivers exceptional size, flexibility, and value. The main level features a large living room, formal dining room, eat-in kitchen, den, family room, half bath, and multiple flex rooms ideal for office space, playrooms, or additional living areas. The second floor includes four generous bedrooms, two full baths, and a convenient second-floor laundry. The oversized attic provides potential for two additional bedrooms plus a common area perfect for expansion or multi-generational living. Situated on a corner lot, the exterior offers a fenced yard, patio, above-ground pool, storage shed, and a driveway accommodating up to four vehicles. A rare opportunity for this amount of finished space at this price seller is motivated and ready to make a deal.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
4/10
6/10
North Union High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1842

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator,Water Purifier
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Laminate,Carpet,Ceramic/Porcelain
  • Number of fireplaces: 2
  • Fireplace features: Two,Decorative
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,624
  • Total interior livable area: 3,624 sqft

Property

Details

  • Parcel number: 0600010290000

Features

  • Private pool: Yes
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$166$1,992
Property Taxes $354$4,248
Electricity $388$4,664
Total$2,525$30,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,571/yr
40% on housing$75,750/yr
45% on housing$67,333/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 43344$126
Union County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 43344$177
Union County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$309,000
2026-08-07Price change$314,900
2026-07-22Listed for sale$319,900
2025-12-10Listing removed$350,000
2025-11-10Price change$350,000
2025-11-02Listed for sale$379,900
2010-09-01Sold$24,000
2010-07-16Price change$29,900
2010-05-21Listed for sale$39,900
2007-06-14Sold$26,500

For Sale by Agent

AgentAntwann Williams
BrokerageStyer RE Professionals

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