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664 E 2nd St, Franklin, OH, 45005

2beds
1baths
680sqft
$750,000
$1,103price/sqft
$5,122/moest. monthly cost
$204,880/yrincome needed

About This Home

2.872 acres +/- with a small single-family home (built before records were kept) with a creek (40ft drop to get to the creek). Front portion of the property is zoned commercial; approximately 200 feet of depth extends from the frontage, with the remaining depth zoned for multi-family use. Buyers are encouraged to conduct their own due diligence regarding zoning, permitted uses, prior site conditions, and any environmental matters. Historical aerial imagery and public records may provide additional information relevant to the property. Property is shown by appointment only. Please be pre-approved prior to requesting a showing.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
4/10
Franklin High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete
  • Roof: Other
  • Construction materials: Metal

Type & Style

  • Home type: Unknown
  • Property subType: Acreage

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 680 sqft

Property

Details

  • Parcel number: 426351004
  • Zoning: Commercial, Multiple

Features

  • Exterior features: Cement / Concrete,Composition
  • Has view: Yes
  • View description: Park,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 2.87 Acres

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$375$4,500
Property Taxes $762$9,144
Electricity $193$2,320
Total$5,122$61,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,611/yr
40% on housing$153,660/yr
45% on housing$136,586/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 23.9%
23.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,103This listing

vs Other Active Listings

Avg $/sqft

ZIP 45005$148
Warren County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 45005$166
Warren County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Listed for sale$750,000
2022-02-28Sold$109,500
2021-06-17Listing removed--
2021-06-11Listed for sale$149,500
2017-06-12Listing removed$149,500
2017-06-09Listed for sale$149,500
2016-09-29Listing removed$149,500
2016-03-30Listed for sale$149,500
2012-03-21Listing removed$295,500
2011-02-24Listed for sale$295,500
2008-05-17Listing removed$295,500
2008-03-08Listed for sale$295,500

For Sale by Owner

AgentProperty Owner

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