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804 Victoria Dr, Franklin, OH, 45005

3beds
3baths
1,953sqft
$285,000
$146price/sqft
$2,081/moest. monthly cost
$83,240/yrincome needed

About This Home

Welcome to this beautifully maintained home where thoughtful updates, stylish finishes, and inviting living spaces create an exceptional move-in ready opportunity. This home offers comfort and functionality with several meaningful improvements completed in recent years. The main level showcases a bright, open layout designed for modern living. At the heart of the home is the updated kitchen featuring newer stainless steel appliances, a center island with a convenient outlet and USB pop-up, and seating space perfect for casual dining or entertaining. The kitchen flows effortlessly into the dining area, highlighted by a tray ceiling and elegant wainscoting, and continues into the spacious living room, creating a welcoming open-concept environment ideal for everyday living. Recent interior updates include new LVP flooring in the upstairs bedrooms and solid six-panel interior doors installed in 2026, adding a timeless and cohesive design throughout. The primary suite is enhanced by a beautifully remodeled primary bathroom completed in 2025, offering a fresh, modern retreat. Just off the dining area, a screened-in porch provides the perfect place to enjoy morning coffee or unwind while overlooking the private, tree-lined backyard. From here, step down onto the impressive two-tiered deck that extends the living space outdoors and leads to a large partially fenced yard. The lower level offers even more versatile living space, including a second living area, full bathroom, laundry, and a flexible fourth bedroom ideal as a guest room or private home office. Major mechanical updates include a new roof (2024), an HVAC system (2023), new garage doors (2026), gutter guards (2022), and a water heater (2021), providing comfort and long-term peace of mind. Combining thoughtful upgrades, functional living spaces, and inviting indoor-outdoor areas, this home presents an outstanding opportunity for buyers seeking a well-maintained property where the hard work is already done.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
4/10
Franklin High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedroom

  • Level: Main
  • Dimensions: 11 x 15

Bedroom

  • Level: Main
  • Dimensions: 10 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 12 x 12

Entry Foyer

  • Level: Main
  • Dimensions: 6 x 3

Features

  • Ceiling Fan(s),Kitchen Island,Kitchen/Family Room Combo,Remodeled
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,953
  • Total interior livable area: 1,953 sqft

Kitchen

  • Level: Main
  • Dimensions: 11 x 12

Laundry

  • Level: Lower
  • Dimensions: 10 x 12

Living Room

  • Level: Main
  • Dimensions: 22 x 16

Master Bedroom

  • Level: Main
  • Dimensions: 15 x 12

Office

  • Level: Lower
  • Dimensions: 16 x 10

Recreation

  • Level: Lower
  • Dimensions: 20 x 26

Screened Porch

  • Level: Main
  • Dimensions: 11 x 10

Property

Details

  • Parcel number: 0432229005
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Exterior features: Deck,Fence

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 85 x 136

Parking

  • Total spaces: 1
  • Parking features: Garage,One Car Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$142$1,704
Property Taxes $289$3,468
Electricity $209$2,513
Total$2,081$24,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,348/yr
40% on housing$62,430/yr
45% on housing$55,493/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 23.9%
23.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 45005$154
Warren County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 45005$166
Warren County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Pending sale$285,000
2026-07-29Price change$285,000
2026-07-18Price change$295,000
2026-07-10Pending sale$300,000
2026-06-19Listed for sale$300,000
2026-03-14Listing removed$300,000
2026-03-13Listed for sale$300,000
2021-04-13Sold$216,000
2021-03-07Pending sale$214,900
2021-03-04Listed for sale$214,900
2016-04-06Listing removed$157,000
2016-04-06Listed for sale$157,000
2016-03-15Pending sale$157,000
2016-03-15Listed for sale$157,000
2016-03-11Sold$157,000
2016-02-16Pending sale$164,900
2016-02-09Price change$164,900
2016-01-29Listed for sale$169,900
2015-04-23Listing removed$88,500
2015-04-12Price change$88,500
2015-03-03Listed for sale$93,500
2015-03-02Sold$92,066
2015-01-28Listed for sale$99,900
2014-12-17Sold$92,065
2014-12-07Listed for sale$109,900
2007-11-05Sold$140,000

For Sale by Agent

AgentMark T Loges
BrokerageColdwell Banker Heritage

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