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1862 Pence Ridge Ct, Lebanon, OH, 45036

5beds
4baths
3,299sqft
$775,000
$235price/sqft
$5,376/moest. monthly cost
$215,040/yrincome needed

About This Home

If you need more room, this is the home for you! First floor primary w/updated bath and walk out private side porch for morning coffee & evening unwinding. Upstairs you'll find 3 more bedrooms, the Study & Family Room w/wet bar as well as 2nd floor laundry. Mud room has washer/dryer hook ups as well if you prefer it on the main level. Large, beautifully remodeled kitchen w/ tons of cabinet & counter space, island & pantry too. Spacious living room w/ gas fireplace. Formal dining room. Bonus solarium flows out to the deck & paver patio, overlooking your private, flat yard and creek. Finished LL has its own separate entrance from the 3 car garage. Not only does it have a 5th bedroom, but it also has a wet bar & rec room, making it perfect living space for in-laws, kids, etc. And can we talk about the fabulous wrap around porch? You're going to need a map to get around for the first few months after you move in, but the absolutely amazing amount of space in this gorgeous home is worth it!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
8/10
Lebanon High SchoolGrades 8-121.0 mi
6/10

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedroom

  • Level: Second
  • Dimensions: 13 x 11

Bedroom

  • Level: Second
  • Dimensions: 13 x 11

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedroom

  • Level: Lower
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Breakfast Room Nook

  • Level: Main
  • Dimensions: 16 x 10

Dining Room

  • Level: Main
  • Dimensions: 13 x 12

Entry Foyer

  • Level: Main
  • Dimensions: 7 x 4

Family Room

  • Level: Second
  • Dimensions: 16 x 13

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,299
  • Total interior livable area: 3,299 sqft

Kitchen

  • Level: Main
  • Dimensions: 16 x 13

Laundry

  • Level: Second
  • Dimensions: 11 x 10

Living Room

  • Level: Main
  • Dimensions: 19 x 16

Master Bedroom

  • Level: Main
  • Dimensions: 17 x 13

Office

  • Level: Second
  • Dimensions: 19 x 16

Recreation

  • Level: Lower
  • Dimensions: 32 x 10

Property

Details

  • Parcel number: 0919101023
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.13 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$318$3,816
Property Taxes $787$9,444
Electricity $353$4,245
Total$5,376$64,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,320/yr
40% on housing$161,280/yr
45% on housing$143,360/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 23.9%
23.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 45036$217
Warren County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 45036$192
Warren County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$775,000
2006-07-10Sold$395,000
2003-04-25Sold$339,000
2001-07-09Sold$36,900

For Sale by Agent

AgentCheryl A Brun
BrokerageSibcy Cline Inc.

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