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4550 S Shore Dr, Mason, OH, 45040

4beds
4baths
2,920sqft
$550,000
$188price/sqft
$3,806/moest. monthly cost
$152,240/yrincome needed

About This Home

Best Value In Mason! Tucked Away On A Quiet Cul-De-Sac Lot In Highly Desirable Waters Edge In Mason! Offering 4 Bedrooms, 3.5 Baths & A Finished Walkout Lower Level, This Home Features A Functional & Open Floor Plan With Formal Living & Dining Rooms, A Private Study With French Doors & First-Floor Laundry. The Granite Kitchen Boasts A Center Island, Tile Backsplash, Built-In Desk & Gas Range, Opening To A Spacious Family Room With Brick Wood Burning Fireplace & Walkout To Large Composite Deck Overlooking A Private, Wooded Backyard. The Vaulted Primary Suite Features A Custom Walk-In Closet & Tiled Ensuite Bath. Finished Walkout Lower Level Includes A Large Rec Room With Gas Fireplace, Full Bath & Flex Room Or Potential 5th Bedroom w/ Walk-In Closet. Oversized 2-Car Garage. New Garage Door & Opener. HVAC & Water Heater (2015). An Exceptional Opportunity In One Of Mason's Most Desirable Neighborhoods Including Pool, Play Area & Walking Paths!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
Mason Middle SchoolGrades 7-81.3 mi
9/10
William Mason High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedroom

  • Level: Second
  • Dimensions: 13 x 11

Bedroom

  • Level: Second
  • Dimensions: 14 x 10

Bedroom

  • Level: Second
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room Nook

  • Level: Main
  • Dimensions: 15 x 9

Dining Room

  • Level: Main
  • Dimensions: 15 x 10

Entry Foyer

  • Level: Main
  • Dimensions: 12 x 9

Family Room

  • Level: Main
  • Dimensions: 18 x 15

Features

  • Ceiling Fan(s),Granite Counters,Kitchen Island,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Bay Window(s),Insulated Windows,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Two,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,920
  • Total interior livable area: 2,920 sqft

Kitchen

  • Level: Main
  • Dimensions: 14 x 9

Laundry

  • Level: Main
  • Dimensions: 7 x 7

Master Bedroom

  • Level: Second
  • Dimensions: 18 x 16

Office

  • Level: Main
  • Dimensions: 15 x 10

Recreation

  • Level: Lower
  • Dimensions: 31 x 17

Property

Details

  • Parcel number: 1628416021
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Deck,Porch,Patio

Lot

  • Lot size: 9,430 sqft
  • Lot size dimensions: Of Record

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$153$1,836
Property Taxes $559$6,708
Electricity $313$3,758
Total$3,806$45,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,491/yr
40% on housing$114,180/yr
45% on housing$101,493/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 23.9%
23.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 45040$228
Warren County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 45040$206
Warren County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$550,000
2026-07-15Price change$585,000
2026-07-08Price change$599,900
2026-06-26Listed for sale$615,000
2010-06-24Sold$270,000
2010-05-01Listed for sale$269,900
1998-12-07Sold$210,155

For Sale by Agent

AgentTyler A Smith
BrokerageRE/MAX United Associates

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