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316 3rd St, Fairplay, CO, 80440

3beds
2baths
1,440sqft
$489,000
$340price/sqft
$3,011/moest. monthly cost
$120,440/yrincome needed

About This Home

Convenience and serenity wrapped up in a charming package in the quaint town of Fairplay! Step into peace and comfort in this welcoming three bedroom, two bath home surrounded w/ beautiful Aspen trees that add a relaxed feeling as you pull into the driveway. Beautiful wood-finished cathedral ceiling and natural woodwork create a feeling of living in nature. Step into a serene backyard that features a wooden deck with a delightful Sunsetter awning to enjoy the fresh mountain air. This home has been well-maintained and includes several new appliances and features including brand new Rheem furnace Dec 2025, fresh exterior paint, new privacy fencing, and a new tough shed storage building with concrete floor offers abundant storage space. Oversized, insulated two-car garage is move-in ready with installed peg board, shelving and is equipped with a safe ready to secure important valuables. Only a two min walk to the Summit Stage bus stop @ 4th and Main allows a ski day in Breckenridge without starting your car! Take a short stroll to South Park City and Front Street with all the delightful Fairplay local restaurants and shops.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
6/10
4/10
South Park High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Asphalt
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave Hood Fan,Microwave,Refrigerator,Dryer,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Cable TV
  • Flooring: Carpet,Linoleum,Tile

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 44673
  • Zoning description: Single Family
  • Exclusions: No

Features

  • Levels: One
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 8,276 sqft
  • Features: Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Garage,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$195$2,340
Property Taxes $158$1,896
Electricity $186$2,232
Total$3,011$36,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,234/yr
40% on housing$90,330/yr
45% on housing$80,293/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.9%
16.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 80440$263
Park County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 80440$341
Park County$325

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Price change$489,000
2025-11-15Listed for sale$512,000
2025-10-25Listing removed$512,000
2025-10-01Price change$512,000
2025-08-29Price change$554,000
2025-07-17Price change$572,000
2025-05-01Listed for sale$584,900
2007-02-20Sold$223,500

For Sale by Agent

AgentSara O'Connor
BrokerageKeller Williams Top Of Rockies

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