16045 Carmel Bay Dr, Northport, AL, 35475
About This Home
Situated on 4.66 acres, this exceptional Lake Tuscaloosa waterfront property offers breathtaking lake views and incredible outdoor space.An impressive entrance with circular driveway and beautiful views of property.Inside, you'll find spacious living areas with lake views.The main level features a luxurious primary suite complete with an ensuite offering a soaking tub,oversized vanity,walk-in shower,generous storage,and an walk-in closet.Two additional bedrooms on the main level share a full bath.The living room has exceptional lake views, a formal dining room, and a spacious kitchen that opens to a cozy gathering room.The kitchen is well-equipped with abundant cabinetry and extensive countertop space.Upstairs, you'll find a bonus room, along with a storage room. The walk-out basement includes another bedroom, ample storage space, and access to a covered patio. Outside, a charming brick walkway leads you down to the dock with both a boat slip and a jet ski slip.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 1995
Materials
- Roof: Composition,Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Multiple Water Heaters,Microwave,Refrigerator
- Laundry features: Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,Kitchen Island,Solid Surface Counters,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Hardwood
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump,Multiple Heating Units
- Cooling features: 3+ Units
Interior Area
- Total structure area: 6,476
- Total interior livable area: 6,476 sqft
Property
Details
- Parcel number: 1505210001011.046
Features
- Levels: Three Or More
- Stories: 3
- Pool features: None
- Patio & porch: Covered,Patio,Porch
- Exterior features: Dock
- On waterfront: Yes
- Waterbody name: Lake Tuscaloosa
Lot
- Lot size: 4.66 Acres
- Features: Acreage
Parking
- Parking features: Circular Driveway,Concrete,Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,855 | $118,260 |
| Home Insurance * | $952 | $11,424 |
| Property Taxes | $503 | $6,036 |
| Electricity | $724 | $8,695 |
| Total | $12,034 | $144,408 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $1,949,000 |
| 2000-03-01 | Sold | $488,000 |
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