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18202 Main St, Jamestown, CA, 95327

2beds
3baths
2,400sqft
$575,000
$240price/sqft
$4,126/moest. monthly cost
$165,040/yrincome needed

About This Home

Historic mixed-use commercial property in the heart of downtown Jamestown. Believed to have been constructed in the early 1850s and appearing in assessor records by 1862, this two-story stone building is considered one of the oldest surviving structures on Main Street. Known historically as the Ramirez Building and later home to the St. James Masonic Lodge in the 1860s, the property also served as the Jamestown Post Office in the 1930s. During that time a rear addition was constructed and used as Dr. Hadley’s medical office, giving rise to the building’s later name, the Hadley Building. Approximately 2,400± sq ft on a .14± acre lot with rare off-street parking for 6 vehicles. Property includes a street-front office/retail space, additional rear retail space, and a 2 bedroom / 1 bath apartment upstairs. Located within Jamestown’s historic district. Rare opportunity to own one of Jamestown’s oldest commercial buildings. $599,000. Cash sale preferred.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
7/10
Sonora High SchoolGrades 9-123.3 mi
8/10

Construction

Condition

  • Year built: 1850

Materials

  • Construction materials: Stone,Frame,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3

Features

  • Cathedral Ceiling(s),Shower Stall(s)
  • Flooring: Linoleum,Wood

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Other
  • Cooling features: Ceiling Fan(s),Central Air,Other,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 003171015
  • Zoning: Mix
  • Special condition: Standard

Features

  • Exterior features: Other

Lot

  • Lot size: 6,098 sqft
  • Features: Premium Lot,Curb(s)

Parking

  • Parking features: Off Street,Space Per Unit - 1,Space Per Unit - 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Heat Wave
Lightning
Drought
Winter Weather

FEMA Declared Disasters in Tuolumne County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$209$2,508
Property Taxes $496$5,952
Electricity $514$6,175
Total$4,126$49,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,462/yr
40% on housing$123,780/yr
45% on housing$110,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.5%
18.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 95327$326
Tuolumne County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 95327$321
Tuolumne County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$575,000
2026-03-04Listed for sale$599,000
2016-06-09Listing removed$269,000
2016-04-28Listed for sale$269,000
2015-04-10Sold$175,000
2004-07-02Sold$1,000
1997-10-08Sold$260,000

For Sale by Agent

AgentMelissa Oliver
BrokerageCentury 21 Sierra Properties

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