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4097 Black Butte Cir, Stockton, CA, 95209

5beds
3baths
2,167sqft
$639,900
$295price/sqft
$4,477/moest. monthly cost
$179,080/yrincome needed

About This Home

The gorgeous home that keeps on giving. From the 5 bedrooms and 2.5 bathrooms to the impeccably designed yards. This home is perfect for a large family allowing for room to separate or come together with a family kitchen combo and formal living room. For the chefs/cooks in the family enjoy the spacious kitchen with gas stove and the many cabinets for storing large cooking appliances. The unique hammered copper farm sink with granite counters adds the beauty of this home. The primary bedroom is your retreat with an oversized bathroom and roomy walk-in shower! For those who have different temperature needs there is a central multizone HVAC system, a whole house fan, plus fans in most rooms. In addition to help save money the home runs on seller owned solar! Did i mention the beautiful in ground pool as a way to cool off on those hot summer days! Good fun in a large backyard with a gazebo or venture into the garage all set up for gameday! On left side of garage there is room for another vehicle as well as 3 sheds for storage! Community pool is also available. Close to parks

Getting Around

27
WalkingCar-Dependent
23
TransitMinimal Transit
62
BikeBikeable

Schools

6/10
5/10
Bear Creek High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Cement,Tile
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Microwave
  • Laundry features: Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo,Space in Kitchen,Formal Area

Features

  • Flooring: Carpet,Concrete,Simulated Wood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Zoned,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Whole House Fan,Zoned

Interior Area

  • Total interior livable area: 2,167 sqft

Kitchen

  • Features: Breakfast Area,Pantry Closet,Granite Counters,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Walk-In Closet(s),Window

Property

Details

  • Parcel number: 068290320000
  • Zoning description: R-1
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,Pool Sweep,Electric Heat,Fenced,Gunite
  • Exterior features: Outdoor Grill
  • Fencing: Back Yard,Wood,Fenced

Lot

  • Lot size: 7,161 sqft
  • Features: Curb(s)/Gutter(s),Shape Regular,Landscape Back,Landscape Front

Parking

  • Total spaces: 3
  • Parking features: Attached,Boat,Covered,Garage Door Opener,Garage Faces Front,Guest,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance *$190$2,280
Property Taxes $588$7,056
Electricity $464$5,576
Total$4,477$53,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,497/yr
40% on housing$134,310/yr
45% on housing$119,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 95209$246
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95209$261
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$639,900
2025-10-21Listed for sale$649,000
2022-01-06Sold$600,000
2021-12-07Pending sale$599,900
2021-11-19Listed for sale$599,900
2000-06-28Sold$183,000

For Sale by Agent

AgentValerie Brand
BrokerageRe/Max Foothill Properties

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