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850 Rockbridge Rd, Santa Barbara, CA, 93108

4beds
5baths
4,481sqft
$8,995,000
$2,007price/sqft
$55,317/moest. monthly cost
$2,212,680/yrincome needed

About This Home

Set behind gates in Montecito's coveted Riven Rock, this thoughtfully rebuilt residence offers privacy, elegance, and ease. Rooted in the historic McCormick era, the home blends timeless character with a modern approach to living. Tucked down a long drive and framed by mature oaks and lawns, the setting feels serene and secluded. Light-filled interiors feature a formal living room with beamed ceilings and fireplace, dining room opening to the patio, and a seamless kitchen and great room designed for gathering. The flexible layout adapts to evolving needs, complemented by a private primary suite with ocean peeks. Outdoors, expansive grounds, an outdoor kitchen, and a detached studio create a setting ideal for entertaining and everyday living, moments from the Upper Village and scenic trails

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
7
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Excellent
  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 2
  • 1/2 bathrooms: 3

Features

  • Walk-In Closet(s),Steam Shower
  • Flooring: Hardwood,Tile
  • Fireplace features: Living Room,Primary Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,481
  • Total interior livable area: 4,481 sqft

Property

Details

  • Parcel number: 011040044
  • Zoning: R-1

Features

  • Levels: Tri-Level
  • Patio & porch: Patio,Deck
  • Exterior features: Other,Lawn
  • Fencing: Full
  • Has view: Yes
  • View description: Other,Mountain(s),Setting,Trees/Woods
  • Topography of land: Level

Lot

  • Lot size: 1.10 Acres
  • Features: Level

Parking

  • Total spaces: 7
  • Parking features: Garage,Epoxy Finished Floor,Circular Driveway,Attached
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Wildfire

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $45,483$545,796
Home Insurance *$1,044$12,528
Property Taxes $7,830$93,960
Electricity $960$11,530
Total$55,317$663,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,896,582/yr
40% on housing$1,659,510/yr
45% on housing$1,475,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,007This listing

vs Other Active Listings

Avg $/sqft

ZIP 93108$2,276
Santa Barbara County$1,073

vs Homes Sold Last Month

Median $/sqft

ZIP 93108$1,778
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$9,750,000
2021-03-03Sold$3,200,000
2021-01-27Pending sale$3,450,000
2020-10-18Listed for sale$3,450,000
2020-10-01Pending sale$3,450,000
2020-09-24Price change$3,450,000
2020-07-30Price change$3,475,000
2020-06-12Price change$3,490,000
2020-05-24Listed for sale$3,495,000
2019-10-08Listing removed$3,750,000
2019-07-14Price change$3,750,000
2019-06-16Listed for sale$3,850,000
2017-06-27Listing removed$8,100
2017-05-21Price change$8,100
2017-04-20Price change$9,100
2017-02-25Listed for rent$8,900
2016-12-28Listing removed$9,700
2014-05-27Listing removed$8,800
2014-04-26Price change$8,800
2014-04-05Price change$8,900
2014-02-14Listed for rent$9,000
2014-01-02Listing removed$3,290,000
2013-10-04Price change$3,290,000
2013-06-06Price change$3,390,000
2013-05-15Listed for sale$3,600,000
2013-03-06Listing removed$3,600,000

For Sale by Agent

AgentMarsha Kotlyar Estate Group
BrokerageBerkshire Hathaway HomeServices California Properties

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