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2320 Toronto St, Pueblo, CO, 81004

2beds
1baths
856sqft
$194,000
$227price/sqft
$1,481/moest. monthly cost
$59,240/yrincome needed

About This Home

You won't want to miss this charming 2-bedroom, 1-bathroom home. This lovely house is low maintenance, making it perfect for first-time home buyers. The home is conveniently located just minutes from the highway. Newly added utility garage 10 x 20. Not to mention a brand new roof in November 2025.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

2/10
Pueblo Academy of ArtsGrades 6-81.8 mi
3/10
South High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • None

Interior Area

  • Total structure area: 856
  • Total interior livable area: 856 sqft

Kitchen

  • Level: Main
  • Area: 89.278

Living Room

  • Level: Main
  • Area: 217.35000000000002

Master Bedroom

  • Level: Main
  • Area: 132

Property

Details

  • Parcel number: 1514329002
  • Zoning: R
  • Special condition: Standard

Features

  • Patio & porch: None
  • Fencing: Wood Fence-Rear,Vinyl Fence-Rear

Lot

  • Lot size: 4,094 sqft
  • Lot size dimensions: 50 x 82

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $980$11,760
Home Insurance *$231$2,772
Property Taxes $84$1,008
Electricity $186$2,232
Total$1,481$17,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,777/yr
40% on housing$44,430/yr
45% on housing$39,493/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 81004$86
Pueblo County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 81004$139
Pueblo County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$195,000
2026-04-21Price change$197,000
2026-03-29Listed for sale$199,000
2025-02-14Listing removed$209,900
2025-01-20Price change$209,900
2024-12-06Price change$214,000
2024-12-02Price change$218,000
2024-10-30Price change$217,000
2024-10-21Listed for sale$225,000
2018-09-14Sold$105,000
2018-07-29Listed for sale$105,000
2015-04-14Sold$58,000
2006-09-01Sold$75,900

For Sale by Agent

AgentAriel Casaus
BrokerageRocky Mountain Realty

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