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6650 Zercher Rd, BEULAH, CO, 81023

5beds
4baths
4,802sqft
$1,290,000
$269price/sqft
$8,765/moest. monthly cost
$350,600/yrincome needed

About This Home

Heart Z Bar Ranch is a 124.79-acre multigenerational heritage estate, where security meets sustainable luxury. Located in southern Colorado ranch country, the property boasts outstanding mountain views & features a beautiful 3-story home, fully renovated & upgraded, resulting in a practically new residence loaded w/ amenities. Built w/ energy-efficient ICF construction, the home has 12” thick walls, offering extreme durability & insular benefits. A metal roof provides long-term value & weather resistance. The kitchen is outfitted w/ a commercial-grade 6-burner stove, new stainless appliances, quartz countertops w/ pop-up chargers/outlets, touch-sensor faucet & Vermont Castings wood stove. The wood stove’s firewall & the living room’s double-sided fireplace are built from 140-yr-old bricks from the Pueblo Stockyards. The home has concrete tile floors, new commercial-grade laminate flooring & new carpet upstairs. There’s new cabinetry in the laundry room & in each of the 4 baths. Plus: new lighting throughout, new solid-core interior doors, new paint, new remote-controlled blinds & ceiling fans & more. The lower level offers a guest/family suite, w/ a 3/4 bath & a private walkout. Heated w/ a radiant in-floor system, the home also has central air & natural gas (no propane tanks, no need for propane delivery!). Outside, there’s a new patio, a newly installed Trex deck & new landscaping w/ in-ground sprinklers & a brook leading to a small pond. Solar panels supplement on-grid power, making 2-digit power bills the recent norm. The property’s domestic well infrastructure includes 3 underground cisterns, ensuring water quality & security. The ranch’s 30x60 Cleary metal barn has power, water & a tack room; each side has a full length overhang (12x60 & 8x60) perfect for livestock runs. Located inside a secure area w/ a coded power gate, w/ few neighbors. There is no owners’ association; no recorded covenants, per Pueblo County. A Ford 1700 series 4WD tractor is included.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

--
Beulah Elementary SchoolGrades K-510.1 mi
5/10
Craver Middle SchoolGrades 6-87.3 mi
8/10
Rye High SchoolGrades 9-1211.9 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 1999

Materials

  • Roof: Metal
  • Construction materials: See Prop Desc Remarks,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 220v in Kitchen,Dishwasher,Dryer,Indoor Grill,Gas in Kitchen,Instant Hot Water,Microwave,Oven,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • 6-Panel Doors
  • Flooring: Carpet,Ceramic Tile,Wood Laminate
  • Number of fireplaces: 2
  • Fireplace features: Two
  • Fireplace: Yes
  • Finished area below ground: 1,127
  • Finished area above ground: 3,675

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas,Radiant
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,802
  • Total interior livable area: 4,802 sqft

Other

  • Level: Main
  • Area: 272

Property

Details

  • Parcel number: 3600015006

Features

  • Levels: 3 Story
  • Stories: 3
  • Exterior features: Auto Sprinkler System
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 124.79 Acres
  • Features: Rural,Horses (Zoned)

Parking

  • Total spaces: 2
  • Parking features: Attached,Oversized,Gravel Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Wildfire
Inland Flooding

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,522$78,264
Home Insurance *$1,322$15,864
Property Taxes $559$6,708
Electricity $362$4,350
Total$8,765$105,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$300,514/yr
40% on housing$262,950/yr
45% on housing$233,733/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 81023$163
Pueblo County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 81023$134
Pueblo County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-29Listed for sale$1,290,000
2025-08-11Listing removed$725,000
2025-07-15Pending sale$725,000
2025-07-14Contingent$725,000
2025-05-15Listed for sale$725,000
2025-03-16Pending sale$725,000
2025-03-16Contingent$725,000
2025-03-11Price change$725,000
2024-12-28Price change$800,000
2024-10-25Price change$825,000
2024-09-28Price change$875,000
2024-08-28Listed for sale$900,000
2017-01-13Listing removed$474,900
2016-09-08Listed for sale$474,900

For Sale by Agent

AgentAj Mangum ALC
BrokerageHayden Outdoors LLC

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