4954 Moonlight Way, Independence, KY, 41051
About This Home
Welcome home to this spacious 4-bedroom, 3.5-bath home offering the perfect combination of space, comfort, and functionality. Designed for both everyday living and entertaining, the main level features hardwood floors, a formal living room, a formal dining room, and an inviting family room with a cozy fireplace and custom built-in bookshelves. The open-concept kitchen overlooks the family room, creating a seamless gathering space. Downstairs, the finished lower level is built for entertaining with a full-size built-in bar, a full bathroom, and plenty of flexible space for a recreation room, media room, home gym, or guest retreat. Step outside to enjoy the covered patio overlooking a backyard complete with a private basketball court. An oversized two-car garage offers ample room for vehicles, storage, and hobbies. With multiple living areas, generous entertaining spaces, and thoughtful features throughout, this home delivers all of the space and versatility you need. Schedule your private showing today before this opportunity is gone!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dishwasher,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Second
- Area: 110
- Dimensions: 11 x 10
Bedroom3
- Level: Second
- Area: 110
- Dimensions: 11 x 10
Bedroom4
- Level: Second
- Area: 110
- Dimensions: 11 x 10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Breakfast Room
- Level: First
- Area: 100
- Dimensions: 10 x 10
Dining Room
- Level: First
- Area: 121
- Dimensions: 11 x 11
Family Room
- Level: First
- Area: 204
- Dimensions: 17 x 12
Features
- Window features: Vinyl Frames
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,027
- Total interior livable area: 2,027 sqft
Kitchen
- Level: First
- Area: 121
- Dimensions: 11 x 11
Laundry
- Level: First
- Area: 45
- Dimensions: 9 x 5
Living Room
- Level: First
- Area: 165
- Dimensions: 15 x 11
Primary Bedroom
- Level: Second
- Area: 210
- Dimensions: 15 x 14
Property
Details
- Parcel number: 0452001200.00
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.25 Acres
- Lot size dimensions: Irreg
Parking
- Total spaces: 2
- Parking features: Driveway,Garage,Oversized
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $384 | $4,608 |
| Electricity | $160 | $1,920 |
| Total | $2,731 | $32,772 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $385,000 |
| 2026-08-05 | Price change | $385,000 |
| 2026-07-16 | Listed for sale | $399,900 |
| 2025-08-12 | Sold | $283,800 |
| 2020-06-05 | Sold | $271,250 |
| 2020-04-30 | Pending sale | $272,500 |
| 2020-04-19 | Price change | $272,500 |
| 2020-03-14 | Price change | $275,000 |
| 2020-02-18 | Listed for sale | $289,900 |
| 2005-05-09 | Sold | $172,500 |
| 1999-08-17 | Sold | $171,200 |
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