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305 W Belmont Ave, Lincoln, NE, 68521

4beds
3baths
2,160sqft
$230,000
$106price/sqft
$1,707/moest. monthly cost
$68,280/yrincome needed

About This Home

Welcome to 305 W Belmont Ave! This townhouse features 2 bedrooms, 2 baths, a large living room and open concept kitchen on the main level. The finished basement has 2 bedrooms, a full bath and a family room. Easy access to I-80, Downtown/Haymarket and Football Stadium. Call or text today to schedule your private showing.

Getting Around

43
WalkingCar-Dependent
16
TransitMinimal Transit
56
BikeBikeable

Schools

5/10
1/10
North Star High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dishwasher,Disposal,Microwave

Basement

  • Area: 1140

Basement

  • Has basement: Yes
  • Basement: Egress,Full

Bedroom2

  • Level: Main

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Family Room

  • Level: Basement

Features

  • Finished area below ground: 940
  • Finished area above ground: 1,220

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1115204012000
  • Attached to another structure: Yes

Features

  • Patio & porch: Deck
  • Fencing: Other

Lot

  • Lot size: 6,969 sqft
  • Features: Up to 1/4 Acre.
  • Lot size dimensions: 6948 SF

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Hail
Lightning

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance $174$2,088
Property Taxes $237$2,844
Electricity $133$1,600
Total$1,707$20,484

Income You'd Need if You Spent...

35% on housing$58,525/yr
40% on housing$51,210/yr
45% on housing$45,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 68521$167
Lancaster County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 68521$166
Lancaster County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$230,000
2012-01-04Sold$125,000

For Sale by Agent

AgentAbdul Ghafoor
BrokerageKeller Williams Lincoln

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