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373 Barnes Creek Dr, Ellijay, GA, 30540

1beds
1baths
804sqft
$450,000
$560price/sqft
$3,236/moest. monthly cost
$129,440/yrincome needed

About This Home

Escape to this charming cabin featuring one bedroom, one bath, a sleeping loft and a bunk room. This fully furnished cabin fronts Barnes Creek, where you own both sides of the creek & offers privacy in a park-like setting. This meticulously maintained cabin boasts cathedral ceilings, a masonry wood burning fireplace and a porch overlooking the creek. The crawl space has been fully encapsulated with a commercial dehumidifier to keep the cabin dry and mold-free. There is even a bike wash for cleaning up your bike after a day on the trails and a 12' X 12' storage shed that can be used as a workshop. This beautiful property is Bordered by National Forest and is within walking or riding distance to the Pinhoti Trail, one of many mountain bike & hiking trails in the area. This property provides a home base for all your mountain adventures yet is a short drive to Ellijay, known for its unique shops, great dining, apple orchard and nearby wineries. Whether you are looking for a full time home, mountain getaway or an income producing rental property this property checks all the boxes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
Ellijay Elementary SchoolGrades PK-59.0 mi
8/10
Clear Creek Middle SchoolGrades 6-814.0 mi
7/10
Gilmer High SchoolGrades 9-128.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Crawl Space,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Loft,High Speed Internet
  • Window features: Wood Frames
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Vented,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 804
  • Total interior livable area: 804 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3030 004J

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Deck,Covered
  • Exterior features: Storage
  • Has view: Yes
  • View description: Mountain(s),Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek
  • Waterbody name: Barnes Creek
  • Frontage type: Road,Creek,USFS
  • Topography of land: Level,Sloping

Lot

  • Lot size: 1.19 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Landslide
Strong Wind
Hail
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$188$2,256
Property Taxes $554$6,648
Electricity $219$2,637
Total$3,236$38,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,948/yr
40% on housing$97,080/yr
45% on housing$86,293/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$560This listing

vs Other Active Listings

Avg $/sqft

ZIP 30540$209
Gilmer County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 30540
Gilmer County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$450,000
2026-07-06Price change$475,000
2026-06-22Listed for sale$499,000
2017-05-15Sold$147,000
2006-08-08Sold$215,000

For Sale by Agent

AgentGregory Morocco
BrokerageNorth Georgia Mountain Realty

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