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4695 Sands Rd, Harwood, MD, 20776

4beds
3baths
2,484sqft
$799,900
$322price/sqft
$5,371/moest. monthly cost
$214,840/yrincome needed

About This Home

PRICE REDUCED!!!! Welcome to this gorgeous home that checks all the boxes from private, elegant yet comfortable and a separate amazing 30x40 garage space for the mechanic or hobbyist.! A long tree-lined driveway takes you into this quiet piece of heaven on 2+ acres to call your own! Visiting this home you are welcomed with lots of natural light and a spacious yet elegant foyer featuring cathedral ceilings and overlooking balcony...great floor plan for entertaining or raising a family with a large kitchen and elegant dining room for hosting family dinners or handing out in the family room with fireplace or enjoy evening dining on your screen porch enjoying the quiet sounds of nature backed by trees and privacy. Four generous sized bedrooms that includes a primary suite with a walk in closet and private bath with soaking tub, plus a updated bathroom for the additional bedrooms. The basement has a rough in for another bathroom and is unfinished ready for you to use your imagination and create your space. There also is a attached 2 car garage. NEW ROOF...NEW CARPET..FRESHLY PAINTED...ONE NEW HEAT PUMP..REMODELED BATHROOM...REMODELED KITCHEN..UPDATED APPLIANCES.. Convenient to Annapolis shopping & dining with easy commute to Baltimore, Washington, Annapolis and BWI Airport. Newest Improvements include a New Roof in 2025, New HVAC on 2ndfloor in 2025, New Granite Countertops, New Stove, New Back Splash, New Carpet

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Lothian Elementary SchoolGrades PK-54.2 mi
8/10
Southern Middle SchoolGrades 6-84.5 mi
6/10
Southern High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2000

Materials

  • Foundation: Block,Permanent
  • Construction materials: Vinyl Siding,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Cooktop,Washer,Double Oven,Microwave,Electric Water Heater
  • Laundry features: In Basement,Lower Level

Basement

  • Features: Basement - Unfinished,Lighting - Ceiling
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Interior Entry,Exterior Entry,Space For Rooms,Sump Pump,Unfinished,Walk-Out Access,Side Entrance,Rough Bath Plumb

Bathroom1

  • Features: Bathroom - Walk-In Shower,Bathroom - Jetted Tub
  • Level: Upper

Bathroom2

  • Features: Bathroom - Tub Shower
  • Level: Upper

Bedroom2

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Upper

Bedroom4

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den

  • Features: Flooring - Bamboo
  • Level: Main

Dining Room

  • Features: Dining Area,Flooring - Bamboo,Formal Dining Room,Lighting - Ceiling
  • Level: Main

Family Room

  • Features: Fireplace - Wood Burning,Flooring - Bamboo,Lighting - Ceiling,Recessed Lighting,Ceiling Fan(s)
  • Level: Main

Features

  • Breakfast Area,Ceiling Fan(s),Family Room Off Kitchen,Formal/Separate Dining Room,Kitchen Island,Primary Bath(s),Pantry,Eat-in Kitchen,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Kitchen - Table Space,Bathroom - Walk-In Shower,Bathroom - Tub Shower
  • Flooring: Bamboo,Carpet,Engineered Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors,Mantel(s),Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,484

Foyer

  • Features: Cathedral/Vaulted Ceiling,Flooring - Luxury Vinyl Plank,Lighting - Ceiling
  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Programmable Thermostat,Heat Pump,Active Solar,Ceiling,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 3,564
  • Total interior livable area: 2,484 sqft

Kitchen

  • Features: Breakfast Bar,Ceiling Fan(s),Granite Counters,Dining Area,Double Sink,Flooring - Bamboo,Kitchen Island,Eat-in Kitchen,Recessed Lighting,Pantry
  • Level: Main

Living Room

  • Features: Flooring - Bamboo
  • Level: Main

Primary Bedroom

  • Features: Attached Bathroom,Ceiling Fan(s),Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 020100090095832
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch,Screened,Roof
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 2.53 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Oversized,Other,Detached,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$189$2,268
Property Taxes $822$9,864
Electricity $316$3,797
Total$5,371$64,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,148/yr
40% on housing$161,130/yr
45% on housing$143,226/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 20776$89
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 20776$253
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$825,900
2026-03-25Listed for sale$849,900
2022-06-30Listing removed$699,900
2022-06-16Listed for sale$699,900
2017-04-07Sold$470,000
2017-03-08Pending sale$485,000
2017-02-13Listed for sale$485,000
2003-04-11Sold$390,000

For Sale by Agent

AgentDenise Curtiss
BrokerageCentury 21 Don Gurney

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