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425 Walnut Dr, Edgewater, MD, 21037

4beds
4baths
2,776sqft
$865,000
$312price/sqft
$5,027/moest. monthly cost
$201,080/yrincome needed

About This Home

Nestled within the highly sought-after Loch Haven Beach community, this meticulously maintained custom home offers over 2,500 square feet of beautifully appointed living space, blending exceptional craftsmanship with modern luxury. Gleaming hardwood floors cascade throughout, tall ceilings, exposed beams, and loads natural light create a warm and inviting atmosphere. The gourmet chef's kitchen is a true showpiece, featuring custom cabinetry, quartz countertops, imported tile, oversized center island, and a premium KitchenAid stainless steel appliance package. Additional highlights include oversized garage parking, gas fireplace, smart home features, spacious entry-level secondary great room, wine storage with beverage center, and a quiet rear yard with a newly built Trex deck & privacy fence. Offering 4 generously sized bedrooms and 3.5 baths, this home provides the perfect balance of comfort and functionality. Luxurious walk-in showers, expansive walk-in closets, and abundant storage add to the home's thoughtful design. Step outside to expansive two-story Trex decks showcasing beautiful views. Enjoy the neighborhood marina, beach, basketball & tennis courts, tot lot, overlook, and much more. Schedule your private tour today and experience all that this remarkable home has to offer.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
8/10
Central Middle SchoolGrades 6-81.8 mi
8/10
South River High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Energy Efficient Appliances,Exhaust Fan,Ice Maker,Oven/Range - Gas,Range Hood,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Area,Built-in Features,Ceiling Fan(s),Dining Area,Open Floorplan,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Bathroom - Tub Shower,Upgraded Countertops,Walk-In Closet(s),Bar,Wine Storage
  • Window features: Window Treatments
  • Flooring: Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,776

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 2,776
  • Total interior livable area: 2,776 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020148008233500
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 7,800 sqft

Parking

  • Total spaces: 7
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$254$3,048
Property Taxes $47$564
Electricity $353$4,244
Total$5,027$60,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,354/yr
40% on housing$150,810/yr
45% on housing$134,053/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 21037$299
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21037$308
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$865,000
2026-07-08Price change$879,900
2026-06-23Listed for sale$895,000
2022-12-22Sold$685,000
2022-07-02Pending sale$685,000
2022-06-20Price change$685,000
2022-03-12Listed for sale$694,500
1994-10-14Sold$18,500

For Sale by Agent

AgentMatthew Pecker
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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